Bonus Stock-Back® Rewards Program

Effective Date: March 09, 2023

The Program

When you complete the designated registration process of opening a Stash banking account powered by Stride Bank, N.A. (a “Stash Banking Account”) and make your first qualifying purchase (as defined below) with your Stock-Back® Card within your Offer Period (as defined below), you’ll earn the applicable percentage listed below per qualifying purchase as a stock-back reward (“Stock Reward”) only for a two-month calendar period (“Eligibility Period). This Program is subject to the terms and conditions stated herein (the “Program Terms”).

Eligibility

To be eligible to participate in this Program, you must receive an offer to participate in this program directly from Stash and satisfy the following requirements during the offer period specified in your offer to participate in this Program (your “Offer Period”): (i) you must have an individual taxable brokerage account advised by Stash Investments LLC that is in good standing (a “Personal Portfolio”), (ii) you must have a Stash Banking Account that is in good standing, (iii) initiate and complete a minimum deposit of at least $1.00 into your Stash Banking Account by 11:59 pm EST on March 31st, 2023 and (iv) you must make your first qualifying purchase with your Stock-Back® Card (as such terms are defined below).

Qualifying Purchases

Stock Rewards may only be earned on purchases that are point-of-sale purchases and online purchases made with your Stock-Back® Card that have been posted to your Stash Banking Account (each a “Qualifying Purchase”), subject to certain exclusions as further described below.

The following transactions are not Qualifying Purchases and thus are ineligible for Stock Rewards: (1) transactions conducted at an ATM, cash teller withdrawals, and cash withdrawals at point-of-sale, (2) the purchase of money orders or other cash-equivalents (cash-equivalents include, but are not limited to: third-party gift cards or gift certificates, prepaid cards, coupons, currency, virtual currency, coins, paper money, negotiable items not yet deposited, U.S. treasury bills and commercial paper), and (3) transactions conducted through peer-to-peer (“P2P”) payment services and third-party payment accounts (including but not limited to services such as Venmo®, Square, Inc.’s CashApp®, Apple Cash, Western Union, and PayPal® and other similar services) where the funding source is a Stash Banking Account or a Stock-Back® Card. In addition, transactions deemed by Stash, in its sole discretion, to be manufactured spend will not be eligible for Stock rewards. Stock-Back® Card purchases that have been authorized but do not post to your Stash Banking Account are also not eligible for Stock Rewards.

Amount of Stock Rewards

For eligible participants that have elected to purchase the Growth ($3//month) Platform Tier Service: 

  1. Upon making your first $1,000 worth, in the aggregate, of Qualifying Purchases in each calendar month, the amount of your Stock Reward will either be (A) a dollar amount equal to 1% of the Qualifying Purchase or (B) a fixed dollar amount of $.01 per Qualifying Purchase, whichever is greater. 

For eligible participants that have elected to purchase the Stash+ ($9/month) Platform Tier Service:

  1. Upon making your first $1,000 worth, in the aggregate, of Qualifying Purchases in each calendar month, the amount of your Stock Reward will either be (A) a dollar amount equal to 2% of the Qualifying Purchase, or (B) a fixed dollar amount of $.01 per Qualifying Purchase, whichever is greater.

Stock Rewards hereunder are in lieu of the Stock Rewards that you are eligible to earn under the  Stash Stock-Back® program, the terms of which can be found here (the “Stock-Back Rewards Terms”). The Stock-Back Rewards Terms govern this Program, and Stock-Back Rewards Terms are hereby incorporated by reference into these Program Terms with the same force and effect as though fully set forth herein. For the avoidance of doubt, upon making more than $1,000 worth, in the aggregate, of Qualifying purchases in each calendar month, you’ll earn the applicable percentage listed in the Stock-Back Rewards Terms.

For the avoidance of doubt, you’ll earn the applicable percentage listed above per Qualifying Purchase only for a two-month calendar period. Once your Eligibility Period expires, you’ll earn Stock Rewards in accordance with the Stock-Back Rewards Terms. For example, if you meet the eligibility requirements by April 1st, 2023, your Eligibility Period will expire on June 1st, 2023. 

Other Information

Stash Investments LLC is an SEC-registered investment adviser. You may view our Wrap Fee Brochure and our Advisory Agreement at https://www.stash.com/disclosurelibrary.  

All Stock rewards earned hereunder through the use of the Stock-Back® Card will be fulfilled by Stash Investments LLC. You will bear the standard fees and expenses reflected in the pricing of any Stock that you earn, plus fees for various ancillary services charged by Stash. You remain responsible for ancillary fees that are not included in the monthly Stash Fee (as defined in your Advisory Agreement). A list of such ancillary fees is included in our Advisory Agreement. Stock rewards that are paid to participating customers via this Program are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value. 

Stash Cash Management LLC has entered into a business relationship with Stride Bank N.A. in order for the banking services to be made available to clients of Stash Cash Management LLC and its affiliates. Stash Cash Management LLC is not a bank or depository institution licensed in any jurisdiction. This Program is available to U.S residents only. The value of any cash or Stock rewards received by you pursuant to these Program Terms may be taxable income to you. You are responsible for any federal or state taxes resulting from the receipt of any rewards and should consult your tax advisor if you have questions about the tax treatment of any rewards.

All product and company names are trademarksTM or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

If, for any reason, this Program is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Stash which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Program, Stash reserves the right in its sole discretion, to disqualify any individual who tampers with this Program, and to cancel, terminate, modify or suspend this Program. In the event of termination, Stash may, in its sole discretion, award Stock to those who have satisfied the eligibility criteria set forth herein up until the time of termination. Stash assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction, or unauthorized access to, or alteration of, this Program.