STASH $2,020 REFERRAL SWEEPSTAKES
NO DEPOSIT, PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN
Effective October 19, 2020
The following promotion is intended for participants in the United States and the District of Columbia only and shall be construed and evaluated according to the laws of the United States. Do not proceed in this promotion if you are not a legal resident of the United States. Further eligibility restrictions are contained in the official rules below.
ELIGIBILITY: The “Stash $2,020 Referral Sweepstakes” (the “Sweepstakes”) is offered by Stash Investments, LLC (“Stash” or “Sponsor”), an affiliate of Stash Financial, Inc. Stash is not a bank or depository institution licensed in any jurisdictions. Sweepstakes is open to legal residents of the 50 United States, the District of Columbia and Puerto Rico who are at least eighteen (18) years of age and are a Stash Invest Account Holder (as defined below) at the time of entry. Void in all U.S. territories and possessions and where prohibited by law. This Sweepstakes is governed by U.S. law and is subject to all applicable federal, state and local laws and regulations. Entrants may be required to meet certain provisions of the Investment Advisers Act of 1940, 15 U.S.C. ¬ß 80b-1, and the rules thereunder. Entrants must have Internet access in order to enter the Sweepstakes. Each Entrant must be the rightful owner (or have authorized use) of the e-mail address identified in the Entrant’s entry and/or the Entrant’s Stash Invest Account (as defined below). Stash will use commercially reasonable efforts to exclude employees of Stash, and its respective affiliates, subsidiaries, parents, advertising, promotion and fulfillment agencies and members of the immediate family or household of each, from being eligible to win prizes under this Sweepstakes. Immediate family member is defined as a parent, sibling or any person residing in the same household as an employee. Stash will be referred to herein as “Sponsor.” For purposes of this Sweepstakes, a “Stash Invest Account” is an individual taxable brokerage account advised by Sponsor that is in good standing. Each person who has completed the process of opening a Stash Invest Account will be deemed a “Stash Invest Account Holder” hereunder. Sponsor reserves the right to determine in its sole discretion whether a Stash Invest Account is closed and/or in good standing. An account in good standing for purposes of this Sweepstakes is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If an Entrant’s Stash Invest Account is closed or not in good standing for any reason at any time, any prizes you win in accordance with these rules may be forfeited.
TIMING: Sweepstakes begins on October 19, 2020 at 12:00:01 AM Eastern Standard Time (“EST”) and ends on November 2, 2020 at 11:59:59 PM EST (the “Promotion Period”).
TWO (2) WAYS TO ENTER: (A) Refer A Friend Entry Method: To enter the Sweepstakes, eligible participants must complete the following steps during the Promotion Period to earn one (1) Entry into the Sweepstakes (each, an “Eligible Stash User”): (i) send an invitation to a friend with a special designated referral link for your referee friend to complete the process of opening a Qualifying New Invest Account (as defined below) or a Qualifying New Banking Account (as defined below), and (ii) your referee friend must complete the process of opening either a Qualifying New Invest Account or a Qualifying New Banking Account. Both of the steps outlined in the previous sentence will be governed by the Stash It Forward program terms and conditions, which can be found at: https://cdn.stash.com/disclosures/referral_solicitation_agreement.html, and all Eligible Stash Users must adhere to the Stash It Forward program terms and meet the eligibility requirements set forth therein. To constitute a “Qualifying New Invest Account” hereunder, a referee friend must during the Promotion Period (a) complete the process of opening a Stash Invest Account by using the special designated referral link from their referring friend’s invitation, (b) link a funding account (e.g. an external bank account) to their Stash Invest Account, and (c) initiate a minimum deposit of at least one cent ($0.01) into their Stash Invest Account. To constitute a “Qualifying New Banking Account” hereunder, your referee friend must during the Promotion Period (x) complete the process of opening a Stash Banking Account (as defined below) by using the special designated referral link from their referring friend’s invitation, (y) link a funding account (e.g. an external bank account) to their Stash Banking Account, and (z) initiate a minimum deposit of at least one cent ($0.01) into their Stash Banking Account. For purposes of this Sweepstakes, a deposit of funds shall be considered complete once the transaction has fully settled; or (B) FREE Entry Method: To enter without being an Eligible Stash User, Stash Invest Account Holders will be required to complete and submit a designated online Survey during the Promotion Period to earn one (1) Entry into the Sweepstakes by visiting the following link: https://www.surveymonkey.com/r/HK67RJ7. A valid entry via this method of entry consists of a complete online entry form in its entirety.
Limit up to twenty (20) total Entries per Stash Invest Account Holder during the Promotion Period, regardless of Entry Method. No responsibility is assumed by Sponsor for lost, late, misdirected, incomplete or stolen entries or for any computer, online, telephone or technical malfunctions that may occur. Sponsor may reject any Entry it believes is the result of fraud or was submitted in violation of these official rules. Stash Retire (Traditional IRA and Roth IRA), and Stash Custodial Accounts are not eligible under this Sweepstakes.
A “Stash Banking Account” is a debit account powered by Green Dot Bank, Member FDIC, that is and remains in good standing. You must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash Banking Account, and you must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account opening documentation required in order to open a Stash Banking Account. There is no guarantee that you will be approved to open a Stash Banking Account.
RANDOM DRAWINGS/SELECTION OF WINNER: One (1) random drawing (the “Random Drawing”) will be conducted on or about ten (10) days following the end of the Promotion Period. One (1) First Prize Winner will be selected in the Random Drawing from among all eligible Entries received during the Promotion Period. Odds of winning depend upon the number of eligible Entries received during the Promotion Period. The Random Drawing will be conducted by Sponsor whose decisions are final and binding in connection with this Sweepstakes.
ONE (1) PRIZE AND ITS APPROXIMATE RETAIL VALUE (“ARV”) WILL BE AWARDED DURING THE PROMOTION PERIOD: ONE (1) FIRST PRIZE: One (1) First Prize Winner will receive one (1) two thousand and twenty dollar ($2,020) deposit directly into the cash balance of such First Prize Winner’s Stash Invest Account. ARV of each First Prize: $2,020. TOTAL ARV OF ALL PRIZES AWARDED DURING THE PROMOTION PERIOD: $2,020. Limit one (1) Prize per Stash Invest Account Holder during the Promotion Period. ALL EXPENSES, TAXES AND COSTS ASSOCIATED WITH ACCEPTANCE AND USE OF PRIZE NOT SET FORTH IN THESE RULES ARE THE OBLIGATION OF THE WINNER. Prize substitutions are not allowed. Prizes cannot be assigned or transferred, except at the discretion of Sponsor. Prizes are awarded WITHOUT WARRANTY OF ANY KIND from Sponsor, express or implied, without limitation.
GENERAL: The First Prize Winner will be notified by Sponsor or Sponsor’s designee, by email and telephone within approximately five (5) days of the Random Drawing. The First Prize Winner will be required to complete, sign, execute and return an Affidavit of Eligibility and Liability, and where legal, a Publicity Release and an IRS W2 Form including the First Prize Winner’s social security number within five (5) days of first attempted notification. If Sponsor or Sponsor’s designee is unable to contact the First Prize Winner after reasonable effort, or if the First Prize Winner fails to respond within five (5) days of first attempted notification, that prize may be forfeited and awarded to an alternate winner in a random drawing from among all remaining eligible Entries, regardless of Entry Method, received during the Promotion Period. If the First Prize Winner fails to provide Sponsor or Sponsor’s designee with his/her/their social security number, the First Prize Winner will be disqualified and the First Prize will be awarded to an alternate winner in a random drawing from among all remaining eligible Entries, regardless of Entry Method, received during the Promotion Period.
INTERNET/WIRELESS: If, for any reason, the Internet portion of this Sweepstakes is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsor which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right at their sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Sweepstakes. In the event of termination, a random drawing to award the First Prize may be conducted from Entries received up until the time of termination. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any email or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to entrant’s or any other person’s computer related to or resulting from participation or downloading any materials in this Sweepstakes. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. In the event of a dispute, Entries will be declared made by the authorized account holder of the email address submitted at the time of entry or attributable to such entrant’s Stash Invest Account. “Authorized account holder” is defined as the natural person who is assigned to an email address by an Internet access provider, online service provider or other organization (e.g., business, educational, institution, etc.) that is responsible for assigning email addresses for the domain associated with the submitted email address.
DISPUTES: This Sweepstakes is governed by the laws of the United States and the State of New York, without respect to conflict of law doctrines. As a condition of participating in this Sweepstakes, participants agree that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or in connection with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in New York having jurisdiction. Further, in any such dispute, under no circumstances will participants be permitted to obtain awards for, and hereby waive all rights to claim punitive, incidental or consequential damages, including attorneys’ fees, other than participant’s actual out-of-pocket expenses (e.g. costs associated with entering), and participant further waives all rights to have damages multiplied or increased.
PUBLICITY: By accepting a prize, the First Prize Winner grants Sponsor the right, except where prohibited by law, to use his/her/their name, likeness, picture, address (city and state), email address, voice, biographical information and written or oral statements, for advertising and promotional purposes in promoting or publicizing Sponsor and their respective products or services, without compensation unless required by law. You shall have no right of approval, no claim to compensation, and no claim (including, without limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of your name, picture, likeness, address (city and state), email address, biographical information, or entry. The rights granted under this paragraph shall extend to submissions and all other submitted materials related to the Sweepstakes, including those submitted by non-winners and winners.
WINNERS LIST: For a list of the First Prize Winner, send a self-addressed stamped envelope by November 30, 2020 to: “Stash $2,020 Referral Sweepstakes Winners List Requests”, 500 Seventh Avenue, 8th Floor, New York, NY 10018. VT residents may omit return postage.
OFFICIAL RULES: To obtain a copy of these Official Rules, send a self-addressed stamped envelope by November 30, 2020 to: “Stash $2,020 Referral Sweepstakes Official Rules Requests”, 500 Seventh Avenue, 8th Floor, New York, NY 10018. VT residents may omit return postage.
SPONSOR: This Sweepstakes is sponsored by: Stash Investments, LLC, 500 Seventh Avenue, 8th Floor, New York, NY 10018. This Sweepstakes is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A, or any of their respective affiliates, and none of the foregoing has any liability or responsibility to fulfill any prizes earned under this Sweepstakes.