Stash celebrates Asian American and Pacific Islander Heritage Month.

Captify5 – One time $5 promotion

The Promotion

Starting 12:00 AM (ET) on December 23, 2019 and ending 11:59 PM (ET) on December 22, 2020 (the “Promotion Period”), when you open a Stash Invest Account (as defined herein) in accordance with the terms and conditions stated below, you will be eligible to receive a one-time deposit of $5 into the cash balance of your Stash Invest Account (the “Bonus Funds”). This Promotion is subject to the terms and conditions stated herein (the “Promotion Terms”).

Eligibility

To be eligible to participate in this Promotion, during the Promotion Period you must complete the process of opening an individual brokerage account advised by Stash Investments LLC (a “Stash Invest Account”). You must also adhere to all required account opening agreements and your Stash Invest Account must remain in good standing (as further described below). If you satisfy the conditions stated herein, Stash will make a one-time deposit of five dollars ($5.00) into the cash balance of your Stash Invest Account.

You are only eligible to participate in this Promotion if you received this Promotion directly from Stash. You are only eligible to receive one cash reward during the Promotion Period. Your Stash Invest Account must remain in good standing in order to receive the Bonus Funds under this Promotion. Stash reserves the right to determine in our sole discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Promotion is an account for which all required opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If your Stash Invest Account is closed or not in good standing for any reason at any time, the Bonus Funds you receive will be forfeited.

The Bonus Funds must remain in your Stash Invest Account for ninety (90) days beginning from the date the Bonus Funds are deposited into your Stash Invest Account and for the entirety of the 90-day period, which shall be determined by Stash in its sole discretion. The Bonus Funds deposited by Stash is a fixed cash value and does not constitute stock or any other security, nor a recommendation to buy any specific stock or other security. Tax-advantaged accounts (including Stash Retire and Stash Custodial accounts) are not eligible for this Promotion.

Other Information

Stash Investments LLC is an SEC registered investment adviser. You may view our Wrap Fee Brochure and our Advisory Agreements at https://www.stashinvest.com/disclosurelibrary. Stash is not responsible for any failure on your part to meet standards for qualifying for this Promotion. Stash reserves the right to amend or cancel this Promotion and/or these Promotion Terms at any time. The Bonus Funds available pursuant to this Promotion shall apply to any Stash platform tier subscription, and in the event you elect to upgrade and/or downgrade your Stash platform tier subscription during the Promotion Period. Stash may withhold or recover any Bonus Funds if Stash determines that such funds were obtained under wrongful or fraudulent circumstances, or that you received an invitation to participate in this Promotion in error, or was awarded to you in error, or that inaccurate or incomplete information was provided when opening your account, or that any terms of our Advisory Agreement, Terms of Use, or these Promotion Terms have been violated. Promotion available to U.S residents only. This Promotion is not valid with any other promotions and is non-transferrable. The value of Bonus Funds may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of Bonus Funds and should consult your tax advisor if you have questions about the tax treatment of Bonus Funds.


Direct Deposit Premium Tier Upgrade Fee Discount promotion

The Promotion

Effective May 13, 2020 (the “Effective Date”), when you have one or more direct deposits of at least $300, in aggregate, post to your Stash banking account and you upgrade your monthly Stash Fee (as defined in your Advisory Agreement) from the Stash Beginner platform tier to the Stash+ platform tier in accordance with the requirements described below, you will be eligible to receive a discount of $8.00 off your monthly Stash Fee for up to six (6) months. This Promotion is subject to the terms and conditions stated herein (the “Promotion Terms”).

The fee discount available pursuant to this Promotion is for a total of $8.00 off your monthly Stash Fee for up to six (6) months. Accordingly, you will remain responsible for any Stash Fees you owe that exceed $8.00 for each given month, including any ancillary fees you owe that are not included in your monthly Stash Fee, whether due on your Stash Invest Account, Stash banking account, Stash Retire account, or Stash Custodial account, as applicable.

Eligibility For Participation

To be eligible to receive an initial offer to participate in this this Promotion, you must on or after the Effective Date: (i) have both a Stash Invest Account (as defined below) and a Stash banking account each in good standing (as defined below), (ii) currently subscribe to the Stash Fee attributable to the Stash Beginner platform tier, and (iii) have never had one or more recurring direct deposits post electronically from the account of the payer directly to your Stash banking account prior to the date that you receive your initial offer. 

If you receive an initial offer to participate in this Promotion directly from Stash, Stash will notify you in the offer that you have up to six (6) weeks from the date that you receive your offer to have one or more recurring direct deposits of at least $300, in aggregate, post electronically from the account of the payer directly to your Stash banking account. If you successfully satisfy the condition in the previous sentence, then you will be deemed an “Eligible Participant” under these Promotion Terms and you will be eligible to claim your “First Monthly Discount” as further described below.

For the avoidance of doubt, any direct deposit from the account of the payer that posts electronically to your Stash banking account that is not a recurring or regularly scheduled electronic direct deposit payment, including any federal or state tax refund payment, will not be eligible for purposes of this Promotion. Further, any direct deposit from the account of the payer that posts electronically to your Stash banking account that is a recurring or regularly scheduled direct deposit payment from a government entity or municipality will be eligible for purposes of this Promotion.

How to Claim Your First Monthly Discount

Once you are deemed an Eligible Participant by completing the eligibility requirements in the preceding section, Stash will then promptly send you a second offer informing you to complete the following steps within seven (7) calendar days from the date that you receive the second offer (such 7-day period shall be deemed your “Offer Period”): (i) upgrade your monthly Stash Fee from the Stash Fee attributable to the Stash Beginner platform tier to the Stash Fee attributable to the Stash+ platform tier, and (ii) elect to pay for your monthly Stash Fee attributable to the Stash+ platform tier on a monthly basis in advance. If you satisfy the conditions described in the preceding sentence within your Offer Period, Stash will discount $8.00 off your monthly Stash Fee on the first billing date that you upgrade to your Stash+ platform tier (your “First Monthly Discount”). The specific day of the calendar month that you successfully claim your First Monthly Discount will be deemed your “Monthly Billing Date” for purposes of these Promotion Terms.

For example, you receive an initial offer to participate in this Promotion on April 21, 2020 and you then satisfy the requirements set forth in your initial offer to be deemed an Eligible Participant on May 22, 2020. On May 22, 2020, Stash then sends you a second offer informing you to complete the steps outlined in such offer within seven calendar days, which means your Offer Period will be from May 22, 2020 through May 29, 2020. Accordingly, if you (i) upgrade your monthly Stash Fee from the Stash Fee attributable to the Stash Beginner platform tier to the Stash Fee attributable to the Stash+ platform tier, and (ii) elect to pay for your monthly Stash Fee attributable to the Stash+ platform tier on a monthly basis in advance on May 27, 2020, Stash will discount $8.00 of your first monthly Stash Fee attributable to your Stash+ platform tier on May 27, 2020. Further, the 27th day of each calendar month will be deemed your Monthly Billing Date.

For the avoidance of doubt, you will not be eligible to claim your First Monthly Discount if you select to pay for your monthly Stash Fee attributable to the Stash+ platform tier in advance on an annual basis. Further, to be eligible to claim your First Monthly Discount hereunder, you may not downgrade your monthly subscription from the Stash+ platform tier. Once you elect to downgrade your monthly subscription from the Stash+ platform tier you will no longer be eligible to claim your First Monthly Discount.

How to Claim Your Additional Monthly Discounts

Only Eligible Participants that have successfully claimed their “First Monthly Discount” in accordance with the preceding section will promptly receive a third offer from Stash. The third offer will inform such Eligible Participants that they will be eligible to claim an Additional Monthly Discount on each of their Monthly Billing Dates for the five (5) calendar months following the calendar month that they claimed their First Monthly Discount. In order to claim an Additional Monthly Discount during any of these five calendar months, recipients of the third offer must complete the following steps during the period starting on the day after their Monthly Billing Date of the previous calendar month and ending on their Monthly Billing Date of the current calendar month: (i) have one or more recurring direct deposits of at least $300, in aggregate, post electronically from the account of the payer directly to their Stash banking account, and (ii) maintain their monthly subscription to the Stash+ platform tier. If you successfully complete the requirements in the preceding sentence during any of the five (5) calendar months following the calendar month that you claimed your First Monthly Discount, Stash will discount $8.00 off your monthly Stash Fee attributable to your Stash+ platform tier on your Monthly Billing Date for that specific calendar month (each such discount shall be deemed an “Additional Monthly Discount”).

In furtherance of the example above, if you have successfully claimed your First Monthly Discount on May 27, 2020, then Stash will discount $8.00 of your first monthly Stash Fee attributable to your Stash+ platform tier on that day. Further, the 27th day of each calendar month shall be deemed your Monthly Billing Date. Stash will then send you a third offer, and beginning on May 28, 2020 you will be eligible to claim Additional Monthly Discounts on your Monthly Billing Date (e.g. the 27th day) in each of June, July, August, September and October. Accordingly, if you have one or more recurring direct deposits of at least $300, in aggregate, post electronically from the account of the payer directly to your Stash banking account and you do not elect to downgrade from the Stash+ platform tier during each of the following time periods (i) May 28th through June 27th, (ii) June 28th through July 27th, (iii) July 28th through August 27th, (iv) August 28th through September 27th, and September 28th through October 27th, then Stash will discount $8.00 off your monthly Stash Fee attributable to your Stash+ platform tier on your Monthly Billing Date (e.g. the 27th day) in each of June, July, August, September, and October, respectively.

Alternatively, if you are eligible to claim Additional Monthly Discounts on your Monthly Billing Date (e.g. the 27th day) in each of June, July, August, September and October, but you only have one or more recurring direct deposits of at least $300, in aggregate, post electronically from the account of the payer directly to your Stash banking account and you do not elect to downgrade from the Stash+ platform tier during (i) May 28th through June 27th and (ii) September 28th through October 27th, but not (x) June 28th through July 27th, (y) July 28th through August 27th, or (z) August 28th through September 27th, then Stash will only discount $8.00 off your monthly Stash Fee attributable to your Stash+ platform tier on your Monthly Billing Date (e.g. the 27th day) in each of June and October, but not for July, August and September.

For the avoidance of doubt, any direct deposit from the account of the payer that posts electronically to your Stash banking account that is not a recurring or regularly scheduled electronic direct deposit payment, including any federal or state tax refund payment, will not be eligible for purposes of this Promotion. Additionally, any direct deposit from the account of the payer that posts electronically to your Stash banking account that is a recurring or regularly scheduled direct deposit payment from a government entity or municipality will be eligible for purposes of this Promotion. Lastly, to be eligible to receive an Additional Monthly Discount hereunder, you may not downgrade your monthly subscription from the Stash+ platform tier. Once you elect to downgrade your monthly subscription from the Stash+ platform tier you will no longer be eligible to claim any Additional Monthly Discounts hereunder.

Other Information

You are only eligible to participate in this Promotion if you received this Promotion directly from Stash. Further, your Stash Invest Account and Stash banking account must be in good standing to receive the fee discounts under this Promotion. If your Stash Invest account or Stash banking account is closed or not in good standing for any reason at any time, any fee discount you receive hereunder will be forfeited. For the avoidance of doubt, if your first Monthly Billing Date falls on the 31st day of a given calendar month, then for purposes of this Promotion your Monthly Billing Date for any future calendar month with less than 31 days will instead fall on the last day of such calendar month.

A “Stash Invest Account” is an individual brokerage account advised by Stash Investments LLC. Your Stash banking account at Green Dot Bank, Member FDIC, and your Stash Invest account each must be in good standing in order to participate in this Promotion. Stash and/or Green Dot Bank reserve the right to determine in our and/or its sole or joint discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Promotion is an account for which all required opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If either account is closed or not in good standing for any reason at any time, your eligibility to participate in this Promotion will be forfeited.

A Stash banking account opened hereunder is also subject to approval by Green Dot Bank, Member FDIC. You must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash banking Account, and you must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account documentation required for opening in order to open a Stash banking account. There is no guarantee that you will be approved to open a Stash banking account.

This Promotion is independent from the multiple, varying promotions related to setting up direct deposits into your Stash banking account, including, but not limited to, the following promotion: https://lp.stashinvest.com/bank-50-for-300-direct-deposit/.

Stash Investments LLC is an SEC-registered investment adviser. You may view our Wrap Fee Brochure and our Advisory Agreements at https://www.stashinvest.com/disclosurelibrary. As noted above, the fee discounts available pursuant to this Promotion are each for a total of $8.00 off your monthly Stash Fee. Accordingly, you will remain responsible for any Stash Fees you owe that exceed $8.00 for each such month where a discount applies, including any ancillary fees you owe that are not included in your monthly Stash Fee, whether due on your Stash Invest Account, Stash banking account, Stash Retire account, or Stash Custodial account, as applicable. A list of such ancillary fees is included in our Advisory Agreement. Stash is not responsible for any failure on your part to meet standards for qualifying for this Promotion. Stash may withhold or recover any fees discounted if Stash determines that such fee discount was obtained under wrongful or fraudulent circumstances, or was awarded to you in error, or that you received an invitation to participate in this Promotion in error, or that inaccurate or incomplete information was provided when opening your account, or that any terms of our Advisory Agreement, Terms of Use, or these Promotion Terms have been violated. Stash reserves the right to amend or cancel this Promotion and/or these Promotion Terms at any time. Promotion available to U.S residents only. This Promotion is not valid with any other promotions, is invitation-only and is non-transferrable.

Debit Account Services are provided by Green Dot Bank and Stash Visa Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank.  Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. © 2020 Green Dot Bank. All rights reserved. This Promotion is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any aspect of this Promotion.