Security & Stash
Learn more about how Stash keeps you safe, plus additional ways you can keep your Stash account secure.
- What the press is saying
- Stash works to keep your spending safe and secure.
- Trusted by 5 million people*.
*This is not an endorsement or a statement of satisfaction by any Stash client and is defined by the number of clients who have e-signed.
Your protection is our priority.
From your investments to your cash, you can feel confident in the security of your money on Stash.
We promise to act in your best interests.
Stash is a registered investment advisor with the US Securities and Exchange Commission (SEC).
While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we must provide investment advice that is in the best interest of our clients.
Stash works to keep your spending safe and secure
Your Stash debit card is protected by the following security features and policies.*
Zero liability policy.
If your card is lost or stolen†, VISA’s Zero Liability Policy protects you from any unauthorized charges—whether made online or in person.††
Debit card security.
Your debit card has an EMV chip to keep fraudsters at bay, plus a 3-digit security code to verify your identity for purchases.
Continuous fraud monitoring.
VISA monitors activity on your debit card around the clock to help detect suspicious activity.
Lock and unlock.
If misplaced, your debit card can be temporarily locked—and unlocked—with a tap in the Stash app.15
* These features apply to unauthorized transactions. Green Dot Bank must be notified immediately of any unauthorized use. See Deposit Account Agreement for details.
Learn More about our security features
We use encryption to protect and secure all of your information, from personal data (like your social security number) to your transaction history.
Bug Bounty Program
We partner with world class security researchers through our private bug bounty program, helping protect the Stash app.
Transport Layer Security (TLS)
Our mobile and web applications use the latest Transport Layer Security protocol to protect your information when communicating with Stash.
You have the option to use biometric recognition (such as a fingerprint or facial scan) to access your account.
Stash uses session end-timers and log-in thresholds to prevent unauthorized access to your account. Stash also offers two-factor authentication to all active debit account customers for additional security.
We constantly monitor the latest security technologies to make sure that our systems are up to date and comply with industry best practices.
Want to know more? Read our whitepaper for in-depth look at how Stash ensures the security of your data in our care.
Stash security is PCI DDS compliant.
Stash handles sensitive financial customer data, so we’ve taken steps to secure critical systems and information. Stash has been audited by an external third party to validate compliance with the Payment Card Industry Data Security Standard (PCI DSS).
This standard evaluates all technical controls to ensure that card data is protected and secured from malicious attackers.
We’re here if you need us.
Please contact Stash if you suspect you are a victim of fraud, identity theft, or with any other questions or concerns.
We’re always here to help.
Questions? Here to help.
We’ll be there every step of the way. Need more info? Visit our FAQs.
We offer three subscription plans to choose from: Stash Beginner for $1/month11, Stash Growth for $3/month11, and Stash+ for $9/month11. Each plan offers its own unique combination of financial accounts and benefits. You can choose the plan that’s right for you, with the opportunity to switch it as your life changes.
Stash is an SEC registered investment adviser. While such registration does not imply a certain level of skill, it does require us to follow federal regulations that protect you, the investor. By law, we have a duty to provide investment advice that is in the best interest of our clients. As a client, you get access to an FDIC insured debit account.2 When you sign up for Stash, you can pick the subscription plan that best fits your needs. Every plan comes with an investment account and optional bank account2. You can invest in fractional shares of companies you already know with just $5. We offer personalized guidance to help you learn as you go. Our banking accounts2 come with no overdraft fees1, the opportunity to get paid up to two days early4, and a debit card that lets you earn stock as you spend3. As your needs change, you can switch your plan to access features like retirement saving, investment accounts for kids, and 2X Stock-Back rewards3. Learn more about our plans.
The sooner you start investing, the greater your chance of benefiting from compound returns. It’s the reason you might not want to put off investing any longer, because it takes time to experience the effect. Here’s why… Let’s say you invested $20 a week. After 20 years, your $20,800 investment would be worth over $34,000. (Assuming a 5% compound annual return).
The Patriot Act requires all financial institutions to obtain, verify, and record information that identifies each person opening an account. We also require your Social Security number to issue you a tax reporting form at the end of the year. Your Social Security number is only used to verify your identity. Stash does not perform a credit check.
Your investments with Stash are protected by the Securities Investor Protection Corporation (SIPC). All holdings and cash are held at APEX Clearing Corp. For more information on SIPC insurance, please visit www.sipc.org