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SMS Fee Waiver Offer V2

Terms and Conditions

The Promotion

Effective December 24, 2020 through January 11, 2021 (the “Promotion Period”), when you open a Stash Invest Account (as defined below) and complete the additional eligibility requirements set forth below, you will be eligible to receive a waiver of your monthly Stash Fee (as defined in your Advisory Agreement) for your Fee Waiver Period (as defined below). This Promotion is subject to the terms and conditions stated herein (the “Promotion Terms”).

The fee waiver available pursuant to this Promotion is for your monthly Stash Fee for your Fee Waiver Period only. Accordingly, you will remain responsible for any ancillary fees you owe that are not included in your monthly Stash Fee, whether due on your Stash Invest Account (as defined below), Stash Banking account, Stash Retire account, or Stash Custodial account, as applicable.

Eligibility

To be eligible to qualify for a fee waiver under this Promotion, you must complete each of the following steps during the Promotion Period: (i) receive an offer directly from Stash to participate in this Promotion, (ii) complete the process of opening an individual brokerage account advised by Stash Investments LLC that is in good standing (a “Stash Invest Account”), (iii) successfully subscribe to the Stash Fee attributable any of Stash’s platform tier service subscription plans, and (iv) select to pay for your Stash Fee attributable to your Stash platform tier service subscription in advance on a monthly basis. You will not be eligible to participate in this Promotion if you select to pay for your Stash Fee attributable to your Stash platform tier service subscription in advance on an annual basis.

Upon satisfying all of the conditions listed in the previous paragraph during the Promotion Period, you will be eligible to claim a fee waiver of your monthly Stash Fee for the remainder of then-current calendar month, along with the entire calendar month that follows (collectively, your “Fee Waiver Period”). For example, if you receive an offer to participate in this Promotion directly from Stash on January 1, 2021, and then complete the remaining conditions outlined above on January 5, 2021, then your Fee Waiver Period will be from January 5, 2021 through February 28, 2021. For the avoidance of doubt, if you fail to complete the conditions outlined above during the Promotion Period you will not be eligible to receive a fee waiver hereunder.

In order for you to claim your fee waiver for all or a portion of your Fee Waiver Period, however, you must link a funding account (e.g. an external bank account) to your Stash Invest Account. The date that you link your funding account to your Stash Invest Account will be deemed your “Linked Date” for purposes of these Promotion Terms. Your fee waiver hereunder will apply from your Linked Date through the remainder of your Fee Waiver Period. If your Linked Date occurs after the expiration of your Fee Waiver Period, you will forfeit your fee waiver hereunder. In furtherance of the example above, if your Linked Date is January 5, 2021, you will receive a fee waiver for the entirety of your Fee Waiver Period. Alternatively, however, if your Linked Date is February 1, 2021, you will only receive a fee waiver from February 1, 2021 through February 28, 2021, and not your entire Fee Waiver Period. Lastly, if your Linked Date occurs on or after March 1, 2021, you will not receive a fee waiver hereunder.

Other Information

By signing up for this Promotion via text, you agree to receive recurring automated promotional and personalized marketing text messages (e.g. account sign-up reminders) from Stash related to your Stash Invest Account, Stash Retire account, and/or Stash Custodial account at the cell phone number used when signing up. Consent is not a condition of purchase. Reply HELP for help and STOP to cancel. Message frequency varies. Message & data rates may apply. View Terms & Privacy.

Your Stash Invest Account must be in good standing to receive the fee waiver under this Promotion. If your Stash Invest Account is closed or not in good standing for any reason at any time, any fee waiver you receive hereunder will be forfeited. An account in good standing for purposes of this Promotion is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. Stash reserves the right to determine in its sole discretion whether an account is closed and/or in good standing.

Stash Investments LLC is an SEC-registered investment adviser. You may view our Wrap Fee Brochure and our Advisory Agreement at https://www.stash.com/disclosurelibrary. As noted above, the fee waiver available pursuant to this Promotion is for your Stash Fee attributable to your Stash platform tier service subscription for your Fee Waiver Period. Accordingly, you will remain responsible for any ancillary fees you owe that are not included in your Stash Fee, whether due on your Stash Invest Account, Stash Banking account, Stash Retire account, and/or Stash Custodial account, as applicable. A list of such ancillary fees is included in our Advisory Agreement. Monthly Stash Fees start at $1.00. However, you will bear the standard fees and expenses reflected in the pricing of any exchange-traded funds (ETFs) in your account, plus fees for various ancillary services charged by Stash. Some fees apply to the bank account. Please see the Green Dot Deposit Account Agreement for more information, which can be found at https://www.stash.com/disclosurelibrary.

Stash is not responsible for any failure on your part to meet standards for qualifying for this Promotion. Stash may withhold or recover any fees waived if Stash determines that such fee waiver was obtained under wrongful or fraudulent circumstances, or was awarded to you in error, or that you received an invitation to participate in this Promotion in error, or that inaccurate or incomplete information was provided when opening your account, or that any terms of our Advisory Agreement, Terms of Use, or these Promotion Terms have been violated. Stash reserves the right to amend or cancel this Promotion and/or these Promotion Terms at any time. Promotion available to U.S residents only. This Promotion is not valid with any other promotions and is non-transferrable.

Debit Account Services provided by Green Dot Bank and Stash Visa Debit card issued by Green Dot Bank, Member FDIC. This Promotion is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any aspect of this Promotion.

If, for any reason, this Promotion is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Stash which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Promotion, Stash reserves the right in its sole discretion, to disqualify any individual who tampers with this Promotion, and to cancel, terminate, modify or suspend this Promotion. In the event of termination, Stash may in its sole discretion award a fee waiver to those who have satisfied the eligibility criteria set forth herein up until the time of termination. Stash assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, this Promotion. Stash is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Stash on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to any person’s computer related to or resulting from participation in this Promotion.