STASH $2,020 DECEMBER GROWTH SWEEPSTAKES

OFFICIAL RULES

NO DEPOSIT, PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN

 Effective December 1, 2020

The following promotion is intended for participants in the United States and the District of Columbia only and shall be construed and evaluated according to the laws of the United States. Do not proceed in this promotion if you are not a legal resident of the United States. Further eligibility restrictions are contained in the official rules below.

ELIGIBILITY: The “Stash $2,020 December Growth Sweepstakes” (the “Sweepstakes”) is offered by Stash Investments, LLC (“Stash” or “Sponsor”), an affiliate of Stash Financial, Inc. Stash is not a bank or depository institution licensed in any jurisdictions. Sweepstakes is open to legal residents of the 50 United States and the District of Columbia and Puerto Rico who are at least eighteen (18) years of age at the time of entry (“Entrants”). Void in all U.S. territories and possessions and where prohibited by law. This Sweepstakes is governed by U.S. law and is subject to all applicable federal, state and local laws and regulations. Entrants may be required to meet certain provisions of the Investment Advisers Act of 1940, 15 U.S.C. ¬ß 80b-1, and the rules thereunder. Entrants must have Internet access in order to enter the Sweepstakes. Each Entrant must be the rightful owner (or have authorized use) of the e-mail address identified in the Entrant’s entry and/or the Entrant’s Stash Invest Account (as defined below). Stash will use commercially reasonable efforts to exclude employees of Stash, and its respective affiliates, subsidiaries, parents, advertising, promotion and fulfillment agencies and members of the immediate family or household of each, from being eligible to win prizes under this Sweepstakes. Immediate family member is defined as a parent, sibling or any person residing in the same household as an employee. Stash will be referred to herein as “Sponsor.” For purposes of this Sweepstakes, a “Stash Invest Account” is an individual taxable brokerage account advised by Sponsor that is in good standing. Each person who has completed the process of opening a Stash Invest Account will be deemed a “Stash Invest Account Holder” hereunder. Sponsor reserves the right to determine in its sole discretion whether a Stash Invest Account is closed and/or in good standing. An account in good standing for purposes of this Sweepstakes is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If an Entrant’s Stash Invest Account is closed or not in good standing for any reason at any time, any prizes you win in accordance with these rules may be forfeited. You are only eligible for this Sweepstakes if you received an offer to participate in this Sweepstakes directly from Stash.    

TIMING: Sweepstakes begins on December 1, 2020 at 12:00:01 AM Eastern Standard Time (“EST”) and ends on December 25, 2020 at 11:59:59 PM EST (the “Promotion Period”).

TWO (2) WAYS TO ENTER: (A) Open a Stash Invest Account and Deposit $1: To enter the Sweepstakes, Entrants must complete the following steps during the Promotion Period to earn one (1) Entry into the Sweepstakes (each, an “Eligible Stash User”): (i) complete the process of opening a Stash Invest Account, (ii) link a funding account (e.g. an external bank account) to your Stash Invest Account, and (iii) initiate and complete a minimum deposit of at least one dollar ($1.00) from your funding account into your Stash Invest Account. For purposes of this Sweepstakes, a deposit of funds shall be considered complete once the transaction has fully settled. In the event you complete multiple deposits of funds from your funding account into your Stash Invest Account in accordance with this paragraph, you will only earn one (1) Entry into this Sweepstakes; or (B) FREE Entry Method: To enter without being an Eligible Stash User, Entrants will be required to complete and submit a designated online Survey during the Promotion Period to earn one (1) Entry into the Sweepstakes by visiting the following link: https://www.surveymonkey.com/r/PNDFS8Q. A valid entry via this method of entry consists of a complete online entry form in its entirety. 

Limit up to one (1) Entry per Entrant during the Promotion Period, regardless of Entry Method. No responsibility is assumed by Sponsor for lost, late, misdirected, incomplete or stolen entries or for any computer, online, telephone or technical malfunctions that may occur. Sponsor may reject any Entry it believes is the result of fraud or was submitted in violation of these official rules. Stash Retire (Traditional IRA and Roth IRA), Stash Banking and Stash Custodial Accounts are not eligible under this Sweepstakes.

RANDOM DRAWINGS/SELECTION OF WINNER: One (1) random drawing (the “Random Drawing”) will be conducted on or about ten (10) days following the end of the Promotion Period. One (1) First Prize Winner will be selected in the Random Drawing from among all eligible Entries received during the Promotion Period, regardless of Entry Method. Odds of winning depend upon the number of eligible Entries received during the Promotion Period, regardless of Entry Method. The Random Drawing will be conducted by Sponsor whose decisions are final and binding in connection with this Sweepstakes.

 

ONE (1) PRIZE AND ITS APPROXIMATE RETAIL VALUE (“ARV”) WILL BE AWARDED DURING THE PROMOTION PERIOD: ONE (1) FIRST PRIZE: One (1) First Prize Winner will receive one (1) two thousand and twenty dollar ($2,020) deposit directly into the cash balance of such First Prize Winner’s Stash Invest Account. ARV of each First Prize: $2,020. TOTAL ARV OF ALL PRIZES AWARDED DURING THE PROMOTION PERIOD: $2,020. Limit one (1) Prize per Entrant during the Promotion Period. ALL EXPENSES, TAXES AND COSTS ASSOCIATED WITH ACCEPTANCE AND USE OF PRIZE NOT SET FORTH IN THESE RULES ARE THE OBLIGATION OF THE WINNER. Prize substitutions are not allowed. Prizes will be rewarded in U.S. dollars. Prizes cannot be assigned or transferred, except at the discretion of Sponsor. Prizes are awarded WITHOUT WARRANTY OF ANY KIND from Sponsor, express or implied, without limitation. All Prizes are a fixed cash value and do not constitute stock or any other security, nor is it a recommendation to buy any specific stock or other security.

GENERAL: The First Prize Winner will be notified by Sponsor or Sponsor’s designee, by email and telephone within approximately five (5) days of the Random Drawing. The First Prize Winner will be required to complete, sign, execute and return an Affidavit of Eligibility and Liability, and where legal, a Publicity Release and an IRS W2 Form including the First Prize Winner’s social security number within five (5) days of first attempted notification. If Sponsor or Sponsor’s designee is unable to contact the First Prize Winner after reasonable effort, or if the First Prize Winner fails to respond within five (5) days of first attempted notification, that prize may be forfeited and awarded to an alternate winner in a random drawing from among all remaining eligible Entries, regardless of Entry Method, received during the Promotion Period. If the First Prize Winner fails to provide Sponsor or Sponsor’s designee with his/her/their social security number, the First Prize Winner will be disqualified and the First Prize will be awarded to an alternate winner in a random drawing from among all remaining eligible Entries, regardless of Entry Method, received during the Promotion Period. 

By entering, all Entrants (a) agree to be bound by these official rules and the decisions of Stash (including but not limited to eligibility determinations) which are final and legally binding in all respects; (b) agree to release Sponsor and each of its employees and agents from any and all liability, loss, damage or injury resulting from participation in this Sweepstakes or awarding, receipt, possession, use and/or misuse of any prize awarded herein and acknowledge that Sponsor and their employees and agents have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, express or implied, in fact or in law, relative to any prize including, but not limited to, its quality, mechanical condition or fitness for a particular purpose; (c) consent to use of his/her/their name, photograph and/or likeness for advertising and promotional purposes in connection with this Sweepstakes without additional compensation, unless prohibited by law; ad (d) agree to Stash’s use of Entrant’s personal information as described in Stash’s privacy policy at https://www.stash.com/theprivacypolicy. Participating in this Sweepstakes is not an endorsement by you, and you should not construe participation by any other user in this Sweepstakes to be an endorsement by any such user, of Stash’s investment advisory products or services, or of your or such user’s experiences as a Stash customer.

Investing Involves Risk. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. Any preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement does not constitute investment advice and should not be relied on as such. Investment products and services are offered by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed and May Lose Value.

Stash may withhold or recover any Prize hereunder if Stash determines that such Prize was obtained under wrongful or fraudulent circumstances, or was awarded to you in error, or that inaccurate or incomplete information was provided when opening your account, or that any terms of our Advisory Agreement, Terms of Use, or these Sweepstakes Official Rules have been violated.

INTERNET/WIRELESS: If, for any reason, the Internet portion of this Sweepstakes is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsor which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right at their sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Sweepstakes. In the event of termination, a random drawing to award the First Prize may be conducted from Entries received up until the time of termination. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any email or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to entrant’s or any other person’s computer related to or resulting from participation or downloading any materials in this Sweepstakes. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. In the event of a dispute, Entries will be declared made by the authorized account holder of the email address submitted at the time of entry or attributable to such entrant’s Stash Invest Account and/or Entry. “Authorized account holder” is defined as the natural person who is assigned to an email address by an Internet access provider, online service provider or other organization (e.g., business, educational, institution, etc.) that is responsible for assigning email addresses for the domain associated with the submitted email address.

DISPUTES: This Sweepstakes is governed by the laws of the United States and the State of New York, without respect to conflict of law doctrines. As a condition of participating in this Sweepstakes, participants agree that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or in connection with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in New York having jurisdiction. Further, in any such dispute, under no circumstances will participants be permitted to obtain awards for, and hereby waive all rights to claim punitive, incidental or consequential damages, including attorneys’ fees, other than participant’s actual out-of-pocket expenses (e.g. costs associated with entering), and participant further waives all rights to have damages multiplied or increased.

PUBLICITY: By accepting a prize, the First Prize Winner grants Sponsor the right, except where prohibited by law, to use his/her/their name, likeness, picture, address (city and state), email address, voice, biographical information and written or oral statements, for advertising and promotional purposes in promoting or publicizing Sponsor and their respective products or services, without compensation unless required by law. You shall have no right of approval, no claim to compensation, and no claim (including, without limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of your name, picture, likeness, address (city and state), email address, biographical information, or entry. The rights granted under this paragraph shall extend to submissions and all other submitted materials related to the Sweepstakes, including those submitted by non-winners and winners.

WINNERS LIST: For a list of the First Prize Winner, send a self-addressed stamped envelope by January 31, 2021 to: “Stash $2,020 December Growth Sweepstakes Winners List Requests”, 500 Seventh Avenue, 8th Floor, New York, NY 10018. VT residents may omit return postage.

OFFICIAL RULES: To obtain a copy of these Official Rules, send a self-addressed stamped envelope by January 31, 2021 to: “Stash $2,020 December Growth Sweepstakes Official Rules Requests”, 500 Seventh Avenue, 8th Floor, New York, NY 10018. VT residents may omit return postage.

SPONSOR: This Sweepstakes is sponsored by: Stash Investments, LLC, 500 Seventh Avenue, 8th Floor, New York, NY 10018. This Sweepstakes is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A, or any of their respective affiliates, and none of the foregoing has any liability or responsibility to fulfill any prizes earned under this Sweepstakes.