NO DEPOSIT, PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN
Effective October 1, 2020
The following promotion is intended for participants in the United States and the District of Columbia only and shall be construed and evaluated according to the laws of the United States. Do not proceed in this promotion if you are not a legal resident of the United States. Further eligibility restrictions are contained in the official rules below.
ELIGIBILITY: The “Stash Cash Monthly Sweepstakes” (the “Sweepstakes”) is offered by Stash Cash Management, LLC (“Stash”), an affiliate of Stash Financial, Inc. Stash is not a bank or depository institution licensed in any jurisdictions. Sweepstakes is open to legal residents of the 50 United States and the District of Columbia and Puerto Rico who (i) are at least eighteen (18) years of age, and (ii) are a Stash Invest Account Holder (as defined below) at the time of entry (“Entrants”). Void in all U.S. territories and possessions and where prohibited by law. This Sweepstakes is governed by U.S. law and is subject to all applicable federal, state and local laws and regulations. Entrants may be required to meet certain provisions of the Investment Advisers Act of 1940, 15 U.S.C. ¬ß 80b-1, and the rules thereunder. Entrants must have Internet access in order to enter the Sweepstakes. Each Entrant must be the rightful owner (or have authorized use) of the e-mail address identified in the Entrant’s entry and/or the Entrant’s Stash Invest Account (as defined below). Stash will use commercially reasonable efforts to exclude employees of Stash, and its respective affiliates, subsidiaries, parents, advertising, promotion and fulfillment agencies and members of the immediate family or household of each, from being eligible to win prizes under this Sweepstakes. Immediate family member is defined as a parent, sibling or any person residing in the same household as an employee. Stash will be referred to herein as “Sponsor.” For purposes of this Sweepstakes, a “Stash Invest Account” is an individual taxable brokerage account advised by Stash Investments LLC that is in good standing. Each person who has completed the process of opening a Stash Invest Account will be deemed a “Stash Invest Account Holder” hereunder. Stash Investments LLC, an affiliate of Sponsor, reserves the right to determine in its sole discretion whether a Stash Invest Account is closed and/or in good standing. An account in good standing for purposes of this Sweepstakes is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If an Entrant’s Stash Invest Account is closed or not in good standing for any reason at any time, you may no longer be eligible to participate in this Sweepstakes and any prizes you win in accordance with these rules may be forfeited.
TIMING: Sweepstakes begins on October 9, 2020 at 12:00:01 AM Eastern Standard Time (“EST”) and ends on October 31, 2020 at 11:59:59 PM EST (the ”Promotion Period”).
TWO (2) WAYS TO ENTER: (A) Make a Qualifying Bill Payment Entry Method: To earn ten (10) Entries into the Sweepstakes, Stash Banking Users (as defined below) must make one (1) Qualifying Bill Payment during the Promotion Period, as further described below. Each Stash Banking User may make up to five (5) Qualifying Bill Payment during the Promotion Period to earn up to fifty (50) Entries into the Sweepstakes. In the event a Stash Banking User makes more than five (5) Qualifying Bill Payments during the Promotion Period, such Stash Banking User will only receive fifty (50) Entries into the Sweepstakes. Qualifying Bill Payments made prior to the Promotion Period will not be eligible for purposes of this Sweepstakes. The term “Stash Banking Users” means all Entrants that have completed the process of opening a Stash Banking Account that is in good standing; or (B) FREE Entry Method: To enter without being a Stash Banking User or otherwise making Qualifying Bill Payments, Entrants will be required to complete and submit one (1) designated online survey during the Promotion Period to earn ten (10) Entries into the Sweepstakes by visiting the following link: https://forms.gle/KjJ91tagEZ9tzduNA. A valid entry via this method of entry consists of a complete online entry form in its entirety. Each Entrant may submit up to five (5) designated online surveys during the Promotion Period to earn up to a total of fifty (50) Entries into the Sweepstakes.
A “Stash Banking Account” is a debit account powered by Green Dot Bank, Member FDIC, that is and remains in good standing. You must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash Banking Account, and you must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account opening documentation required in order to open a Stash Banking Account. There is no guarantee that you will be approved to open a Stash Banking Account.
A “Qualifying Bill Payment” is a monthly bill payment made by a Stash Banking User during the Promotion Period to a merchant that provides recurring services to such Stash Banking User on a monthly basis and that is either (i) transferred by such Stash Banking User from their Stash Banking Account through the use of the Automated Clearing House (“ACH”) payment system, or (ii) processed and completed through the Bill Pay service connected to the Stash Banking User’s Stash Banking Account.
By offering this Sweepstakes, Stash and/or Green Dot Bank are not suggesting any endorsement, affiliation or relationship with any merchant that provides any products or services associated with a Qualifying Bill Payment.
For the avoidance of doubt, the following transactions are not Qualifying Bill Payments and thus are ineligible for purposes of this Sweepstakes: (1) transactions conducted at an ATM, cash teller withdrawals, and cash withdrawals at point-of-sale, (2) the purchase of money orders or other cash-equivalents (cash-equivalents include, but are not limited to: third-party gift cards or gift certificates, prepaid open loop cards, coupons, currency, virtual currency, coins, paper money, negotiable items not yet deposited, U.S. treasury bills and commercial paper), and (3) transactions conducted through peer-to-peer (“P2P”) payment services and third-party payment accounts (including but not limited to services such as Venmo®, Square, Inc.’s CashApp® and PayPal® and other similar services) where the funding source is a Stash Banking Account. In addition, transactions deemed by Sponsor and/or Green Dot Bank, in its and/or their sole or joint discretion, to have been manufactured spend will not constitute a Qualifying Bill Payment. Sponsor also reserves the right to reverse the credit of any prize hereunder in the event the Qualifying Bill Payment giving rise to the prize is the subject of a return, credit, chargeback or similar rescinded transaction. Sponsor and/or Green Dot Bank, in its and/or their sole or joint discretion, will determine whether a particular transaction is a Qualifying Bill Payment hereunder.
Limit up to fifty (50) Entries per Entrant during the Promotion Period, regardless of Entry Method. No responsibility is assumed by Sponsor for lost, late, misdirected, incomplete or stolen entries or for any computer, online, telephone or technical malfunctions that may occur. Sponsor may reject any Entry it believes is the result of fraud or was submitted in violation of these official rules. Stash Retire (Traditional IRA and Roth IRA) and Stash Custodial Accounts are not eligible under this Sweepstakes.
RANDOM DRAWINGS/SELECTION OF WINNERS: One (1) random drawing (the “Random Drawing”) will be conducted on or about five (5) business days following the Promotion Period. One (1) Grand Prize Winner, one (1) First Prize Winner and one hundred forty-eight (148) Second Prize Winners will be selected in the Random Drawing from among all eligible Entries received during the Promotion Period. A total of one hundred and fifty (150) Prize Winners will be selected during the Random Drawing. Odds of winning depend upon the number of eligible Entries, regardless of Entry Method, received during the Promotion Period. The Random Drawing will be conducted by Sponsor whose decisions are final and binding in connection with this Sweepstakes.
ONE HUNDRED FIFTY (150) PRIZES AND THEIR APPROXIMATE RETAIL VALUES (“ARV”) WILL BE AWARDED IN THE RANDOM DRAWING: ONE (1) GRAND PRIZE: One (1) Grand Prize Winner will receive one (1) one thousand dollar ($1,000) deposit directly into the cash balance of the Grand Prize Winner’s Stash Invest Account. ARV of Grand Prize: $1,000; ONE (1) FIRST PRIZE: One (1) First Prize Winner will receive one (1) reimbursement for one (1) personal monthly bill up to one thousand dollars ($1,000) that will be deposited directly into the cash balance of the First Prize Winner’s Stash Invest Account. The First Prize Winner will be required to provide a copy of the personal monthly bill to Sponsor or Sponsor’s designee prior to receiving the deposit into the First Prize Winner’s Stash Invest Account. In the event the First Prize Winner’s personal monthly bill is less than one thousand dollars ($1,000), the First Prize Winner will not receive the difference between the actual value of the personal monthly bill and the maximum amount of the First Prize stated herein. In the event the First Prize Winner’s personal monthly bill is greater than one thousand dollars ($1,000), the First Prize Winner will only receive one thousand dollars ($1,000) directly into the cash balance of the First Prize Winner’s Stash Invest Account. ARV of First Prize: up to $1,000; and ONE HUNDRED FORTY-EIGHT (148) SECOND PRIZES: One hundred and forty-eight (148) Second Prize Winners will each receive a one-time deposit of twenty dollars ($20) directly into the cash balance of each Second Prize Winner’s Stash Invest Account. ARV of each Second Prize: $20. TOTAL ARV OF ALL PRIZES AWARDED DURING THE PROMOTION PERIOD: up to $4,960. Limit one (1) Prize per Entrant during the Promotion Period. ALL EXPENSES, TAXES AND COSTS ASSOCIATED WITH ACCEPTANCE AND USE OF PRIZE NOT SET FORTH IN THESE RULES ARE THE OBLIGATION OF THE WINNERS. Prize substitutions are not allowed. Prizes cannot be assigned or transferred, except at the discretion of Sponsor. Prizes are awarded WITHOUT WARRANTY OF ANY KIND from Sponsor, express or implied, without limitation.
GENERAL: The Grand Prize Winner and the First Prize Winner will be notified by Sponsor or Sponsor’s designee, by email and telephone within approximately five (5) days of the Random Drawing. The Grand Prize Winner and First Prize Winner will each be required to complete, sign, execute and return an Affidavit of Eligibility and Liability, a Liability Release, and where legal, a Publicity Release and an IRS W2 Form including the potential Winner’s social security number within five (5) days of first attempted notification. If Sponsor or Sponsor’s designee is unable to contact the Grand Prize Winner or the First Prize Winner after reasonable effort, or if the Grand Prize Winner or First Prize Winner fails to respond within five (5) days of first attempted notification, that prize may be forfeited and awarded to an alternate winner in a random drawing from among all remaining eligible Entries, regardless of Entry Method, received during the Promotion Period. If the Grand Prize Winner or the First Prize Winner fails to provide Sponsor or Sponsor’s designee with his/her social security number, that prize winner will be disqualified and that prize will be awarded to an alternate winner in a random drawing from among all remaining eligible Entries, regardless of Entry Method, received during the Promotion Period.
The Second Prize Winners will each be notified by Sponsor or Sponsor’s designee by email, telephone, or regular mail within approximately five (5) days of the Random Drawing. If Sponsor or Sponsor’s designee is unable to contact any Second Prize Winner after reasonable effort, or if any Second Prize Winner fails to respond within five (5) days of first attempted notification, that prize may be forfeited and awarded to an alternate Second Prize Winner in a random drawing from among all remaining eligible Entries, regardless of Entry Method, received during the Promotion Period. The Second Prize Winners may also be required to sign and return to Sponsor or Sponsor’s designee an Affidavit of Eligibility and Liability, a Liability Release, and where legal, a Publicity Release, and a W-9 Form within five (5) days of first attempted notification. In the event of noncompliance, any Second Prize Winner may be disqualified and an alternate winner will be selected in a random drawing from among all remaining eligible Entries, regardless of Entry Method, received during the Promotion Period.
INTERNET/WIRELESS: If, for any reason, the Internet portion of this Sweepstakes is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsor which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right at its sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Sweepstakes. In the event of termination, a random drawing to award the monthly Prizes may be conducted from entries received up until the time of termination. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, Entries. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to Entrant’s or any other person’s computer related to or resulting from participation or downloading any materials in this Sweepstakes. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. In the event of a dispute, Entries will be declared made by the authorized account holder of the email address submitted at time of entry or attributable to such Entrant’s Stash Invest Account. “Authorized account holder” is defined as the natural person who is assigned to an email address by an Internet access provider, online service provider or other organization (e.g., business, educational, institution, etc.) that is responsible for assigning email addresses for the domain associated with the submitted e-mail address.
DISPUTES: This Sweepstakes is governed by the laws of the United States and the State of New York, without respect to conflict of law doctrines. As a condition of participating in this Sweepstakes, Entrants agree that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or in connection with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in New York having jurisdiction. Further, in any such dispute, under no circumstances will Entrants be permitted to obtain awards for, and hereby waive all rights to claim punitive, incidental or consequential damages, including attorneys’ fees, other than participant’s actual out-of-pocket expenses (e.g. costs associated with entering), and each Entrant further waives all rights to have damages multiplied or increased.
PUBLICITY: By accepting a prize, each prize Winner grants Sponsor the right, except where prohibited by law, to use his/her name, likeness, picture, address (city and state), e-mail address, voice, biographical information and written or oral statements, for advertising and promotional purposes in promoting or publicizing Sponsor and their respective products or services, without compensation unless required by law. You shall have no right of approval, no claim to compensation, and no claim (including, without limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of your name, picture, likeness, address (city and state), email address, biographical information, or entry. The rights granted under this paragraph shall extend to submissions and all other submitted materials related to the Sweepstakes, including those submitted by non-winners and winners.
WINNERS LIST: For a list of the Grand Prize Winner and First Prize Winner, send a self-addressed stamped envelope by November 31, 2020 to: “Stash Cash Monthly Sweepstakes October Winners List Requests”, 500 Seventh Avenue, 18th Floor, New York, NY 10018. For a list of the Second Prize Winners, send a self-addressed stamped envelope by November 31, 2020 to: “Stash Cash Monthly Sweepstakes October Winners List Requests”, 500 Seventh Avenue, 8th Floor, New York, NY 10018. VT residents may omit return postage.
OFFICIAL RULES: To obtain a copy of these Official Rules, send a self-addressed stamped envelope by November 31, 2020 to: “Stash Cash Monthly Sweepstakes October Official Rules Requests”, 500 Seventh Avenue, 8th Floor, New York, NY 10018. VT residents may omit return postage.
SPONSOR: This Sweepstakes is sponsored by: Stash Cash Management, LLC, 500 Seventh Avenue, 8th Floor, New York, NY 10018. This Sweepstakes is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A, or any of their respective affiliates, and none of the foregoing has any liability or responsibility to fulfill any prizes earned under this Sweepstakes.