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STASH CASH MONTHLY SWEEPSTAKES

OFFICIAL RULES

NO DEPOSIT, PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN

 

Effective July 29, 2020

The following promotion is intended for participants in the United States and the District of Columbia only and shall be construed and evaluated according to the laws of the United States. Do not proceed in this promotion if you are not a legal resident of the United States. Further eligibility restrictions are contained in the official rules below.

ELIGIBILITY: The “Stash Cash Monthly Sweepstakes” (the “Sweepstakes”) is offered by Stash Cash Management, LLC (“Stash”), an affiliate of Stash Financial, Inc. Stash is not a bank or depository institution licensed in any jurisdictions. Sweepstakes is open to legal residents of the 50 United States, the District of Columbia and Puerto Rico who (i) are at least eighteen (18) years of age, and (ii) are a Stash Invest Account Holder (as defined below) at the time of entry (“Entrants”). Void in all U.S. territories and possessions and where prohibited by law. This Sweepstakes is governed by U.S. law and is subject to all applicable federal, state and local laws and regulations. Entrants may be required to meet certain provisions of the Investment Advisers Act of 1940, 15 U.S.C. ¬ß 80b-1, and the rules thereunder. Entrants must have Internet access in order to enter the Sweepstakes. Each Entrant must be the rightful owner (or have authorized use) of the e-mail address identified in the Entrant’s entry and/or the Entrant’s Stash Invest Account (as defined below). Stash will use commercially reasonable efforts to exclude employees of Stash, and its respective affiliates, subsidiaries, parents, advertising, promotion and fulfillment agencies and members of the immediate family or household of each, from being eligible to win prizes under this Sweepstakes. Immediate family member is defined as a parent, sibling or any person residing in the same household as an employee. Stash will be referred to herein as “Sponsor.” For purposes of this Sweepstakes, a “Stash Invest Account” is an individual taxable brokerage account advised by Stash Investments LLC that is in good standing. Each person who has completed the process of opening a Stash Invest Account will be deemed a “Stash Invest Account Holder” hereunder. Stash Investments LLC, an affiliate of Sponsor, reserves the right to determine in its sole discretion whether a Stash Invest Account is closed and/or in good standing. An account in good standing for purposes of this Sweepstakes is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If an Entrant’s Stash Invest Account is closed or not in good standing for any reason at any time, you may no longer be eligible to participate in this Sweepstakes and any prizes you win in accordance with these rules may be forfeited.

TIMING: Sweepstakes begins on July 29, 2020 at 12:00:01 AM Eastern Standard Time (“EST”) and ends on Aug 1, 2020 at 11:59:59 PM EST (the “Promotion Period”).

TWO (2) WAYS TO ENTER: (A) Make a Qualifying Purchase with your Stash Debit Card Entry Method: To earn one (1) Entry in each Random Drawing, Stash Banking Users (as defined below) must make one (1) Qualifying Purchase during the corresponding Entry Period, as further described below. Each Stash Banking User may make up to ten (10) Qualifying Purchases during each Entry Period to earn up to (10) Entries in each corresponding Random Drawing. In the event a Stash Banking User makes more than ten (10) Qualifying Purchases during a Entry Period, such Stash Banking User will only receive ten (10) Entries in the corresponding Random Drawing. Stash Banking Users that fail to make a Qualifying Purchase during an Entry Period will earn no Entries in the corresponding Random Drawing. Following each Entry Period, the amount of each Stash Banking Users’ Entries will reset to zero (0), and will not carry over from one Random Drawing to another. The term “Stash Banking Users” means all Entrants that (i) have completed the process of opening a Stash Banking Account that is in good standing, and (ii) have activated their Stash Debit card in accordance with Stash and/or Green Dot’s policies; or (B) FREE Entry Method: To earn one (1) Entry in each Random Drawing without making a Qualifying Purchase, Entrants will be required to complete and submit a designated online survey during the corresponding Entry Period, as further described below. Entrants may submit up to ten (10) designated online surveys during each Entry Period to earn up to ten (10) Entries in each corresponding Random Drawing. Entrants must complete and submit a designated online survey by visiting the following link: https://forms.gle/taKdN6okTiyjdCpW7. A valid entry via this method of entry consists of a complete online survey form in its entirety. Entrants that fail to submit a designated online survey during an Entry Period will earn no Entries in the corresponding Random Drawing. Following each Entry Period, the amount of each Entrant’s Entries will reset to zero (0), and will not carry over from one Random Drawing to another.

A “Stash Banking Account” is a debit account powered by Green Dot Bank, Member FDIC, that is and remains in good standing. You must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash Banking Account, and you must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account documentation required for opening in order to open a Stash Banking Account. There is no guarantee that you will be approved to open a Stash Banking Account. All references to the “Stash Debit card” or “debit card” hereunder refers to a permanent Stash Debit card issued by Green Dot Bank, Member FDIC.

A “Qualifying Purchase” is a point-of-sale purchase or online purchase made by a Stash Banking User with their Stash Debit card in an amount equal to at least $1.01 that is authorized by such Stash Banking User and a hold was placed on their Stash Debit card for the purchase amount. The following transactions are not Qualifying Purchases and thus are ineligible for purposes of this Sweepstakes: (1) transactions conducted at an ATM, cash teller withdrawals, and cash withdrawals at point-of-sale, (2) the purchase of money orders or other cash-equivalents (cash-equivalents include, but are not limited to: third-party gift cards or gift certificates, prepaid open loop cards, coupons, currency, virtual currency, coins, paper money, negotiable items not yet deposited, U.S. treasury bills and commercial paper), and (3) transactions conducted through peer-to-peer (“P2P”) payment services and third-party payment accounts (including but not limited to services such as Venmo®, Square, Inc.’s CashApp® and PayPal® and other similar services) where the funding source is a Stash Banking account or the Stash Debit card. In addition, transactions deemed by Sponsor and/or Green Dot Bank, in its and/or their sole or joint discretion, to have been manufactured spend will not constitute a Qualifying Purchase. Sponsor and/or Green Dot Bank, in its and/or their sole or joint discretion, will determine whether a particular transaction is a Qualifying Purchase hereunder. Sponsor also reserves the right to reverse the credit of any prize hereunder in the event the Qualifying Purchase giving rise to the prize is (i) the subject of a return, credit, chargeback or similar rescinded transaction, or (ii) does not subsequently and successfully post to your Stash Banking Account.

Limit up to ten (10) Entries per Entrant during each Entry Period, regardless of Entry Method. No responsibility is assumed by Sponsor for lost, late, misdirected, incomplete or stolen entries or for any computer, online, telephone or technical malfunctions that may occur. Sponsor may reject any Entry it believes is the result of fraud or was submitted in violation of these official rules. Stash Retire (Traditional IRA and Roth IRA) and Stash Custodial Accounts are not eligible under this Sweepstakes.

 

RANDOM DRAWINGS/SELECTION OF WINNERS: Sponsor will conduct one (1) “Random Drawing” in accordance with the table below. One (1) potential Grand Prize Winner will be selected in each Random Drawing from among all eligible Entries, regardless of Entry Method, received during the corresponding Entry Period as shown below. A total of seven (7) Grand Prize Winners will be selected during the Promotion Period. Odds of winning depend on the number of eligible Entries, regardless of Entry Method, received during each Entry Period. Each Random Drawing will be conducted by Sponsor whose decisions are final and binding in all respects in connection with this Sweepstakes.

Date and Time of Random Drawing Corresponding Entry Period
July 30, 2020 12:00:00 AM AM (ET) July 29, 2020 – 11:59:59 PM PM (ET) July 29, 2020
July 31, 2020 12:00:00 AM AM (ET) July 30, 2020 – 11:59:59 PM PM (ET) July 30, 2020
Aug 1, 2020 12:00:00 AM AM (ET) July 31, 2020 – 11:59:59 PM PM (ET) July 31, 2020

ONE (1) GRAND PRIZES AND ITS APPROXIMATE RETAIL VALUE (“ARV”) WILL BE AWARDED IN EACH RANDOM DRAWING: One (1) Grand Prize Winner will receive a one-time deposit of five hundred dollars ($500) directly into the cash balance of the Grand Prize Winner’s Stash Invest Account. ARV of Grand Prize: $1,500. TOTAL ARV OF ALL PRIZES AWARDED DURING THE PROMOTION PERIOD: $1,500. Limit one (1) Prize per Entrant during the Promotion Period. ALL EXPENSES, TAXES AND COSTS ASSOCIATED WITH ACCEPTANCE AND USE OF PRIZE NOT SET FORTH IN THESE RULES ARE THE OBLIGATION OF THE WINNERS. Prize substitutions are not allowed. Prizes cannot be assigned or transferred, except at discretion of Sponsor. Prizes are awarded WITHOUT WARRANTY OF ANY KIND from Sponsor, express or implied, without limitation.

GENERAL: The potential Grand Prize Winner will be notified by Sponsor or Centra360, the sweepstakes administrator designated by Stash, by email and telephone within approximately five (5) days of each Random Drawing. The potential Grand Prize Winner may be required by Sponsor or Centra360 to complete, sign, execute and return an Affidavit of Eligibility and Liability, a Liability Release, and where legal, a Publicity Release and an IRS W2 Form or W-9 Form, including the potential Grand Prize Winner’s social security number, within five (5) days of first attempted notification. If Sponsor or Centra360 is unable to contact the potential Grand Prize Winner after reasonable effort, or if the potential Grand Prize Winner fails to respond with all information requested by Sponsor or Centra360 within five (5) days of first attempted notification, that Grand Prize Winner will be disqualified and that Grand Prize will be awarded to an alternate winner in a separate random drawing from among all remaining eligible Entries for that given Random Drawing, regardless of Entry Method, received during the corresponding Entry Period in Sponsor’s sole discretion.

By entering, Entrants (a) agree to be bound by the official rules and the decisions of Sponsor (including but not limited to eligibility determinations) which are final and legally binding in all respects; (b) agree to release Sponsor and each of its employees and agents from any and all liability, loss, damage or injury resulting from participation in this Sweepstakes or awarding, receipt, possession, use and/or misuse of any prize awarded herein and acknowledge that Sponsor and their employees and agents have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, express or implied, in fact or in law, relative to any prize including, but not limited to, its quality, mechanical condition or fitness for a particular purpose; (c) consent to use of his/her name, photograph and/or likeness for advertising and promotional purposes in connection with this Sweepstakes without additional compensation, unless prohibited by law;  and (d) agree to Stash’s use of Entrant’s personal information as described in Stash’s privacy policy at https://www.stash.com/theprivacypolicy.

INTERNET/WIRELESS: If, for any reason, the Internet portion of this Sweepstakes is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsor which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right at their sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Sweepstakes. In the event of termination, Sponsor may conduct a remaining Random Drawing from all Entries received up until the time of termination to award a Grand Prize. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to entrant’s or any other person’s computer related to or resulting from participation or downloading any materials in this Sweepstakes. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. In the event of a dispute, entries will be declared made by the authorized account holder of the e-mail address submitted at time of entry or attributable to such Entrant’s Stash Invest Account. “Authorized account holder” is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational, institution, etc.) that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address.

DISPUTES: This Sweepstakes is governed by the laws of the United States and the State of New York, without respect to conflict of law doctrines. As a condition of participating in this Sweepstakes, Entrants agree that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or in connection with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in New York having jurisdiction. Further, in any such dispute, under no circumstances will Entrants be permitted to obtain awards for, and hereby waive all rights to claim punitive, incidental or consequential damages, including attorneys’ fees, other than participant’s actual out-of-pocket expenses (e.g. costs associated with entering), and each Entrant further waives all rights to have damages multiplied or increased.

PUBLICITY: By accepting a prize, each prize Winner grants Sponsor the right, except where prohibited by law, to use his/her name, likeness, picture, address (city and state), e-mail address, voice, biographical information and written or oral statements, for advertising and promotional purposes in promoting or publicizing Sponsor and their respective products or services, without compensation unless required by law. You shall have no right of approval, no claim to compensation, and no claim (including, without limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of your name, picture, likeness, address (city and state), email address, biographical information, or entry. The rights granted under this paragraph shall extend to submissions and all other submitted materials related to the Sweepstakes, including those submitted by non-winners and winners.

WINNERS LIST: For a list of the Grand Prize Winners, send a self-addressed stamped envelope by August 31, 2020 to: “Stash Cash Monthly Sweepstakes Grand Prize Winners List Requests”, c/o Centra360, 1400 Old Country Road, Suite 306, Westbury, NY 11590. VT residents may omit return postage.

OFFICIAL RULES: To obtain a copy of these Official Rules, send a self-addressed stamped envelope by August 31, 2020 to: “Stash Cash Monthly Sweepstakes Official Rules Requests”, c/o Centra360, 1400 Old Country Road, Suite 306, Westbury, NY 11590. VT residents may omit return postage.

SPONSOR: This Sweepstakes is sponsored by: Stash Cash Management, LLC, 500 Seventh Avenue, 18th Floor, New York, NY 10018. This Sweepstakes is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A, or any of their respective affiliates, and none of the foregoing has any liability or responsibility to fulfill any prizes earned under this Sweepstakes.