Stash 1% Stock-Back® Rewards Program 

Terms and Conditions

Effective November 22, 2021 through December 31, 2021 (the “Program Period”) for Stock-Back® participants who receive an invitation directly from Stash to participate in the program described herein 

General Description

The Stash 1% Stock-Back® Rewards Program (the “Program”) is a rewards program offered by Stash Financial, Inc. and/or its affiliates (collectively, “Stash”) to its customers that supplements its Stash Stock-Back® Rewards program – a rewards program offered by Stash in which a Stash debit account holder may choose to participate that enables such holder to earn fractional shares of stock of certain publicly-traded companies and/or exchange-traded funds on certain qualifying purchases made using a Stash Debit card. The Program enables Eligible Participants (as defined below) that make Qualifying Purchases (as defined below) with their Stock-Back® card in accordance with the requirements described below to earn 1% Stock-Back® Rewards (as defined below). All references to the “Stock-Back® card” or “debit card” hereunder refers to a virtual or permanent Stash Debit card issued by Green Dot Bank, Member FDIC.

The Program is subject to the terms and conditions stated herein (the “Program Terms”). By choosing to participate in this Program, you are accepting and agreeing to these Program Terms. These Program Terms form an agreement between you and Stash with respect to the Program. You should read these Program Terms carefully.

Eligibility For Participation

To be eligible to receive an invitation directly from Stash to participate in this Program, you must satisfy each of the following conditions during the Program Period (each, an “Eligible Participant”): (i) have both a Personal Portfolio and a Stash Banking account each in good standing (as defined herein), (ii) subscribe (or already have subscribed) to the Stash Fee (as defined in your Advisory Agreement) attributable to the Stash+ platform tier subscription plan, (iii) enroll (or have enrolled) as a participant in the Stash Stock-Back® Rewards program, which is governed by the Stock-Back® Rewards Terms and Conditions (the “Stock-Back® Program Terms”) and adhere to the Stock-Back® Program Terms, and (iv) make one or more Qualifying Purchases, as defined below. 

See the full Stock-Back® Program Terms referenced above, which you agreed to when you joined that program, for important disclosures about that program. The Stock-Back® Program Terms are incorporated herein by reference with the same force and effect as though fully set forth herein. 

Stash and/or Green Dot Bank reserve the right to determine in our and/or their sole or joint discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Program is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If either your Stash Banking account or your Personal Portfolio is closed or not in good standing for any reason at any time, you will no longer be deemed an Eligible Participant and your 1% Stock-Back® Rewards will be forfeited. A “Personal Portfolio” is an individual taxable brokerage account advised by Stash Investments LLC.

A Stash Banking account opened hereunder is also subject to approval by Green Dot Bank, Member FDIC. You must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash Banking account, and you must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account documentation required for opening in order to open a Stash Banking account. There is no guarantee that you will be approved to open a Stash Banking account. 

Qualifying Purchases

The term “Qualifying Purchases” means an Eligible Participant’s qualifying debit card purchases (as described in the Stock-Back® Program Terms) made using their Stock-Back® card that post to their Stash Banking account during the Program Period. Eligible Participants will be eligible to receive 1% Stock-Back® Rewards on each Qualifying Purchase made during the Program Period, as further described below.

We reserve the right to determine in our sole discretion whether a particular transaction constitutes a Qualifying Purchase hereunder. We also reserve the right in our sole discretion to reverse the credit of any 1% Stock-Back® Rewards in the event an Eligible Participant’s Qualifying Purchases are the subject of a return, credit, chargeback or similar rescinded transaction. Eligible Participants will not earn 1% Stock-Back® Rewards hereunder if they do not make any Qualifying Purchases during the Program Period. 

1% Stock-Back® Rewards

Each Eligible Participant will receive a Stock-Back® reward equal to one percent (1%) of each Qualifying Purchase made by such Eligible Participant during the Program Period (collectively, your “1% Stock-Back® Rewards”). 1% Stock-Back® Rewards will be fulfilled and credited in the manner noted in the Stock-Back® Program Terms. Eligible Participants will receive their 1% Stock-Back® Reward within five (5) business days of each Qualifying Purchase. Each 1% Stock-Back® Rewards bonus shall be calculated by Stash in its sole discretion.

Other Program Information

Stash Investments LLC is an SEC registered investment adviser. You may view our Wrap Fee Brochure and our Advisory Agreement at You remain responsible for ancillary fees that are not included in the monthly Stash Fee. A list of such ancillary fees is included in our Advisory Agreement.  

This Program is independent from the Stock-Back® Rewards Bonus Terms and Conditions. Further, Stash may implement multiple, varying versions of its Stock-Back® Rewards program and/or promotions related to its Stock-Back® Rewards program during the Program Period (each, an “Additional Stock-Back® Rewards Program”). Accordingly, any rewards prescribed under each Additional Stock-Back® Rewards Program are expressly independent for purposes of this Program. Stash may implement one or more Additional Stock-Back® Rewards Programs at the same time and/or at different times. The Additional Stock-Back® Rewards Programs offered to you may be different from the Additional Stock-Back® Rewards Programs offered to another client. Supplemental terms and conditions will govern any such Additional Stock-Back® Rewards Programs.

Investing Involves Risk. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. Any preliminary information provided to prospective clients prior to Stash Investments LLC accepting a signed Advisory Agreement does not constitute investment advice and should not be relied on as such. Investment products, Stock Rewards, and services are offered by Stash, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed and May Lose Value.

These Program Terms are for informational purposes only, and you should not construe any such information or related materials, or the 1% Stock-Back® Rewards or this Program itself, as legal, tax, investment, financial, or other advice. All content associated with this Program is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in this Program constitutes investment advice, nor does any information in this Program constitute a comprehensive and complete statement of the matters discussed or the law relating thereto. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information displayed through this Program before making any decisions based on such information. In exchange for participating in this Program, you agree not to hold Stash, or any third party service provider liable for any possible claim for damages arising from any decision you make based on information made available to you through this Program.

Bank Account Services are provided by Green Dot Bank and Stash Visa Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa International Service Association. Green Dot Bank also operates under the following registered trade names: GoBank, GO2bank and Bonneville Bank. All of the registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank.  Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage allowable up to the limits. Green Dot is a registered trademark of Green Dot Corporation. © 2021 Green Dot Bank. All rights reserved. 

This Program is sponsored by Stash Cash Management LLC, a wholly-owned subsidiary of Stash Financial, Inc. and an affiliate of Stash Investments LLC. This Program is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any aspect of this Program.  

Stash reserves the right to amend or cancel this Program or these 1% Stock-Back® Rewards Program Terms at any time. You can only participate in this Program if you received an invitation to participate in this Program directly from Stash. Stash is not responsible for any failure on your part to meet the standards for qualifying for this Program. Stash may withhold or recover any 1% Stock-Back® Rewards if Stash determines that such rewards were obtained under wrongful or fraudulent circumstances, or was awarded to you in error, or that you received an invitation to participate in this Program in error, or that inaccurate or incomplete information was provided when opening your account(s), or that any terms of our Advisory Agreement, Terms of Use, or these 1% Stock-Back® Rewards Program Terms have been violated. Program available to U.S residents only. The value of any cash or stock rewards received by you may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of any rewards and should consult your tax advisor if you have questions about the tax treatment of any rewards.

​​If, for any reason, this Program is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Stash which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Program, Stash reserves the right in its sole discretion, to disqualify any individual who tampers with this Program, and to cancel, terminate, modify or suspend this Program. In the event of termination, Stash may in its sole discretion award 1% Stock-Back® Rewards to those who have satisfied the eligibility criteria set forth herein up until the time of termination. Stash assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, this Program. Stash is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Stash on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to any person’s computer related to or resulting from participation in this Program.