STASH SOCIAL SWEEPSTAKES

OFFICIAL RULES

NO DEPOSIT, PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN

Effective November 25, 2022

The following promotion is intended for participants located in the United States and the District of Columbia only and shall be construed and evaluated according to the laws of the United States. Do not proceed in this promotion if you are not a legal resident of the United States. Further eligibility restrictions are contained in the official rules below.

This Sweepstakes is in no way sponsored, endorsed or administered by, or associated with Instagram. By submitting an Entry, you understand that you are submitting your information to Sponsor. By entering the Sweepstakes each Entrant (as defined below) waives, discharges and releases Instagram from any and all liability associated with the Sweepstakes. Any questions, comments or complaints regarding the Sweepstakes must be directed to Sponsor and not to Instagram.

ELIGIBILITY: The “Stash Social Sweepstakes” (the “Sweepstakes”) is offered by Stash Investments LLC (“Stash” or “Sponsor”), an affiliate of Stash Financial, Inc. Stash is not a bank or depository institution licensed in any jurisdictions. Sweepstakes is open to legal residents of the 50 United States and the District of Columbia and Puerto Rico who are at least eighteen (18) years of age at the time of entry (“Entrants”). Void in all U.S. territories and possessions and where prohibited by law. This Sweepstakes is governed by U.S. law and is subject to all applicable federal, state and local laws and regulations. Entrants may be required to meet certain provisions of the Investment Advisers Act of 1940, 15 U.S.C. ¬ß 80b-1, and the rules thereunder. Entrants must have Internet access in order to enter the Sweepstakes. Each Entrant must be the rightful owner (or have authorized use) of the social media account identified in the Entrant’s entry. Stash will use commercially reasonable efforts to exclude employees of Stash, and its respective affiliates, subsidiaries, parents, advertising, promotion and fulfillment agencies and members of the immediate family or household of each, from being eligible to win prizes under this Sweepstakes. Immediate family member is defined as a parent, sibling or any person residing in the same household as an employee. 

TIMING: Sweepstakes begins on November 25, 2022 at 10:00 AM Eastern Standard Time (“EST”) and ends on November 28, 2022 at 11:59 PM EST (the “Promotion Period”). During the Promotion Period there will be four (4) separate daily entry periods (each a “Daily Entry Period”). The four (4) Daily Entry Periods will be as follows:

Daily Entry Period #1: Begins at 10:00 AM EST and ends at 11:59 PM EST on November 25, 2022;Daily Entry Period #2: Begins at 10:00 AM EST and ends at 11:59 PM EST on November 26, 2022;Daily Entry Period #3: Begins at 10:00 AM EST and ends at 11:59 PM EST on November 27, 2022; and
Daily Entry Period #4: Begins at 10:00 AM EST and ends at 11:59 PM EST on November 28, 2022.

TWO (2) WAYS TO ENTER: (A) SOCIAL MEDIA ENTRY METHOD: To earn one (1) Entry into the Sweepstakes, Entrants must (i) have an active and public Instagram account (a “Social Media Account”) during the Promotion Period, (ii) follow the @stash_app Instagram page (“Sponsor Account”), (iii) “Like” the social media post announcing the promotion (“Promotion Post”) for the respective Daily Entry Period and (iv) tag a friend in the comments section of the Promotion Post with the respective Daily Entry Period hashtag as follows:

Daily Entry Period #1 Hashtag: #StashHeadphonesGiveaway

Daily Entry Period #2 Hashtag: #StashCoffeeGiveaway

Daily Entry Period #3 Hashtag: #StashTVGiveaway; or

Daily Entry Period #4 Hashtag: #StashiPhoneGiveaway 

(i, ii, iii and iv, “Social Media Entry”). All Social Media Entries must use the designated Daily Entry Period hashtag to qualify as an Entry. Any Social Media Entry that does not include a designated Daily Entry Period hashtag will be deemed void. 

OR (B) FREE ENTRY METHOD: To enter without engaging in social media, Entrants will be required to complete and submit one (1) designated online survey during a Daily Entry Period to earn one (1) Entry into the Sweepstakes by visiting the following link: https://forms.gle/QjGWoLKK1pF8FE156. A valid entry via this method of entry consists of a complete online entry form in its entirety. Each Entrant may submit one (1) designated online survey during each Daily Entry Period. 

Entries received in a Daily Entry Period will not be eligible for subsequent Daily Entry Periods. Limit one (1) Entry per Entrant during each Daily Entry Period, regardless of Entry Method. Multiple entries will not be accepted. Anyone found to use multiple Social Media Accounts to enter the Sweepstakes will be ineligible. No responsibility is assumed by Sponsor for lost, late, misdirected, incomplete or stolen entries or for any computer, online, telephone or technical malfunctions that may occur. Sponsor may reject any Entry it believes is the result of fraud or was submitted in violation of these official rules. It is a potential winner’s responsibility to set his/her Social Media Account as applicable, to accept contacts by Sponsor and to timely check such account for any Sponsor direct messages. No mechanically or programmatically reproduced Entries are permitted. Sponsor and Administrator will not verify receipt of Entries for Entrants. 

An Entrant must be a follower of Sponsor’s Instagram account announcing (and/or associated with) the Sweepstakes at the time of entry and at the time of prize notification to be eligible to enter and to win a prize. If an entrant does not already have a Social Media Account, they must visit www.instagram.com to create an account for FREE. By creating an account, an entrant will be required to agree to Instagram’s terms of service and privacy notice. By posting on Instagram.com, each Entrant consents to receive from the Sponsor an email or an Instagram direct message notifying him/her if he/she is the potential winner. Entrants will be required to have a public Instagram account to receive a direct message. Entries posted by a protected Instagram account will be disqualified. If there is a dispute over the identity of an on-line entrant, entry will be deemed submitted by the Authorized Account Holder regardless of the individual that submitted the entry. “Authorized Account Holder” is defined as the natural person in whose name the Social Media Account associated with the submitted entry was opened. Sponsor may not receive entries from Instagram users with “protected” or “private” updates (i.e., user has set their Social Media Account or so that only people the user has approved can view updates) due to the way Instagram operates its service. 

RANDOM DRAWINGS/SELECTION OF WINNERS: Sponsor will conduct (1) random drawing (“Random Drawing”) from all Entries received in each of the four (4) Daily Entry Periods for a total of four (4) Random Drawings. One (1) winner will be selected in each Random Drawing for a total of four (4) Winners. The Random Drawings will be conducted on or about fourteen (14) business days following the Promotion Period. Odds of winning depend upon the number of eligible Entries, regardless of Entry Method during each Daily Entry Period. The Random Drawing will be conducted by Sponsor whose decisions are final and binding in connection with this Sweepstakes.

PRIZES AND THEIR APPROXIMATE RETAIL VALUES (“ARV”): 

Daily Entry Period #1 Prize: One (1) winner will receive one (1) Sony Noise Canceling overhead Bluetooth Wireless Headphones as shown at the following link: www.target.com/p/sony-wh-100xm4-noise (ARV: $349.99);

Daily Entry Period #2 Prize: One (1) winner will receive one (1) Nespresso coffee machine as shown at the following link: www.macys.com/shop/product/nespresso (ARV: $329.95);

Daily Entry Period #3 Prize: One (1) winner will receive one (1) Samsung Frame TV as shown at the following link: https://www.walmart.com/ip/Samsung-QN50LS03BA-50-inch-The-Frame-QLED-4K-UHD-Quantum-HDR-Smart-TV-2022-Bundle-with-Premium-4-Year-Extended-Warranty/438084194 (ARV: $1,297.99); and   

Daily Entry Period #4 Prize: One (1) winner will receive one (1) Apple iphone 14 pro as shown at the following link: www.apple.com/iphone-14-pro/ (ARV: $999.00) 

THE TOTAL ARV OF ALL PRIZES: $2,976.93. ALL EXPENSES, TAXES AND COSTS ASSOCIATED WITH ACCEPTANCE AND USE OF PRIZES NOT SET FORTH IN THESE RULES ARE THE OBLIGATION OF THE WINNERS. LIMIT ONE (1) PRIZE PER HOUSEHOLD. Cash substitutions and/or any other prize substitutions are not allowed. Prizes cannot be assigned or transferred, except at discretion of Sponsor. Prizes are awarded WITHOUT WARRANTY OF ANY KIND from Sponsor, express or implied, without limitation.

GENERAL: Sponsor or PCG365 LLC, will attempt to notify each Prize Winner by email or by direct message on Instagram within approximately ten (10) days following the Random Drawings. If a Prize Winner is contacted by direct message, the Prize Winner will be required to provide Sponsor or PCG365, LLC with his/her email address within three (3) days.Each Prize Winner will be notified by Sponsor or PCG365 LLC, by email and telephone within approximately ten (14) days following the Random Drawings. Each Prize Winner will be required to complete, sign, execute and return an Affidavit of Eligibility and Liability, a Liability Release, and where legal, a Publicity Release. Any Prize Winner who receives a prize valued at $600 or more will be required to provide Sponsor and Administrator with his/her social security number and will be required to complete, sign and return an IRS W2 Form within five (5) days of first attempted notification. If Sponsor or PCG365 LLC is unable to contact a Prize Winner after reasonable effort, or if a Prize Winner fails to respond within five (5) days of first attempted notification, that prize may be forfeited and awarded to an alternate winner in a Random Drawing from among all remaining eligible Entries received, regardless of Entry Method, during that corresponding Daily Entry Period. If a Prize Winner fails to provide Sponsor or PCG365 LLC with his/her social security number, that prize winner will be disqualified and the Prize will be awarded to an alternate Prize winner in a subsequent Random Drawing from among all remaining eligible Entries received, regardless of Entry Method, during the corresponding Daily Entry Period. 

Nothing in this Sweepstakes constitutes investment advice, nor does any information in this Sweepstakes constitute a comprehensive and complete statement of the matters discussed or the law relating thereto. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information displayed through this Sweepstakes before making any decisions based on such information. In exchange for participating in this Sweepstakes, you agree not to hold Stash, or any third party service provider liable for any possible claim for damages arising from any decision you make based on information made available to you through this Sweepstakes. Participating in this Sweepstakes is not an endorsement by you, and you should not construe participation by any other user in this Sweepstakes to be an endorsement by any such user, of Stash’s investment advisory products or services, or of your or such user’s experiences as a Stash customer.

Investing Involves Risk. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. 

By entering, all Entrants (a) agree to be bound by these official rules and the decisions of Stash (including but not limited to eligibility determinations) which are final and legally binding in all respects; (b) agree to release Sponsor and each of its employees and agents from any and all liability, loss, damage or injury resulting from participation in this Sweepstakes or awarding, receipt, possession, use and/or misuse of any prize awarded herein and acknowledge that Sponsor and their employees and agents have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, express or implied, in fact or in law, relative to any prize including, but not limited to, its quality, mechanical condition or fitness for a particular purpose; (c) consent to use of his/her/their name, photograph and/or likeness for advertising and promotional purposes in connection with this Sweepstakes without additional compensation, unless prohibited by law; and (d) agree to Stash’s use of Entrant’s personal information as described in Stash’s privacy policy at https://www.stash.com/theprivacypolicy.

INTERNET/WIRELESS: If, for any reason, the Internet portion of this Sweepstakes is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsor which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right at its sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Sweepstakes. In the event of termination, a random drawing to award the Grand Prize may be conducted by Sponsor in its sole discretion from entries received up until the time of termination. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, Entries. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to Entrant’s or any other person’s computer related to or resulting from participation or downloading any materials in this Sweepstakes. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. In the event of a dispute, Entries will be declared made by the authorized account holder of the email address submitted at time of entry or attributable to such Entrant’s Stash Personal Portfolio. “Authorized account holder” is defined as the natural person who is assigned to an email address by an Internet access provider, online service provider or other organization (e.g., business, educational, institution, etc.) that is responsible for assigning email addresses for the domain associated with the submitted e-mail address.

DISPUTES: This Sweepstakes is governed by the laws of the United States and the State of New York, without respect to conflict of law doctrines. As a condition of participating in this Sweepstakes, Entrants agree that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or in connection with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in New York having jurisdiction. Further, in any such dispute, under no circumstances will Entrants be permitted to obtain awards for, and hereby waive all rights to claim punitive, incidental or consequential damages, including attorneys’ fees, other than participant’s actual out-of-pocket expenses (e.g. costs associated with entering), and each Entrant further waives all rights to have damages multiplied or increased.

PUBLICITY: By accepting a prize, the Grand Prize Winner grants Sponsor the right, except where prohibited by law, to use their name, likeness, picture, address (city and state), e-mail address, voice, biographical information and written or oral statements, for advertising and promotional purposes in promoting or publicizing Sponsor and their respective products or services, without compensation unless required by law. You shall have no right of approval, no claim to compensation, and no claim (including, without limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of your name, picture, likeness, address (city and state), email address, biographical information, or entry. The rights granted under this paragraph shall extend to submissions and all other submitted materials related to the Sweepstakes, including those submitted by non-winners and winners.

WINNERS LIST: For a list of the Prize Winners, send a self-addressed stamped envelope by December 9, 2022 to: “Stash Social Sweepstakes Winners List Requests”, 75 Varick St, 8th Floor, New York, NY 10013. VT residents may omit return postage.

OFFICIAL RULES: To obtain a copy of these Official Rules, send a self-addressed stamped envelope by December 9, 2022 to: “Stash Social Sweepstakes Official Rules Requests”, 75 Varick St, 8th Floor, New York, NY 10013. VT residents may omit return postage.

SPONSOR: This Sweepstakes is sponsored by: Stash Investments LLC, 75 Varick St, 8th Floor, New York, NY 10013. This Sweepstakes is not sponsored, endorsed, or administered by, or otherwise affiliated with Instagram.