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Stash Stock Party & Stock-Back® 10x Bonus Reward Program Terms and Conditions

Effective April 28, 2020 for Stock-Back® participants who receive an invitation from Stash to participate in the program described herein

General Description

The Stash Stock Party & Stock-Back® 10x Bonus Reward Program (the “Program”) is a rewards program offered by Stash Financial, Inc. and/or its affiliates (collectively, “Stash”) to its customers that supplements its Stash Stock-Back® Rewards program – a rewards program offered by Stash in which a Stash debit account holder may choose to participate that enables such holder to earn fractional shares of stock of certain publicly-traded companies and/or exchange-traded funds on certain qualifying purchases made using a Stash Debit card issued by Green Dot Bank, Member FDIC. The Program also supplements the Stash Stock Party Rewards Program – a rewards program whereby eligible Stash customers may earn fractional shares of stock of certain publicly-traded companies and/or exchange-traded funds on a daily basis. 

The Program enables you to earn a 10x Stock-Back® Reward (as defined below) on your Qualifying Purchase (as defined below) made using your Stash Debit card, subject to the terms and conditions stated herein (the “Program Terms”). All references to the “Stash Debit card” or “debit card” hereunder refer to a permanent Stash Debit card issued by Green Dot Bank, Member FDIC.

You must make your Qualifying Purchase between 4:11 PM (ET) on April 28, 2020 and 4:00 PM (ET) on April 29, 2020 (the “Program Period”) to be eligible to earn your 10x Stock-Back® Reward, as further described below. 

By choosing to participate in this Program, you are accepting and agreeing to these Program Terms. These Program Terms form an agreement between you and Stash with respect to the Program. You should read these Program Terms carefully.

Eligibility For Participation

To be eligible to participate in this Program, you must satisfy each of the following conditions on the Effective Date (each, an “Eligible Participant”): (i) have both a Stash Invest account and a Stash Banking account each in good standing (as defined herein), (ii) enroll (or be enrolled) as a participant in the Stash Stock-Back® Rewards program, which is governed by the Stock-Back® Rewards Terms and Conditions (the “Stock-Back® Program Terms”) and adhere to the Stock-Back® Program Terms, (iii) complete the eligibility steps applicable to you in a timely manner to receive the “Stock Reward” offered by Stash on the Effective Date, as further detailed in the Stock Party Program Terms and Conditions (the “Stock Party Program Terms”), and (iv) receive an invitation directly from Stash to participate in this Program. 

See the full Stock-Back® Program Terms and the Stock Party Program Terms referenced above, which you agreed to when you joined each program, for important disclosures about each program. The Stock-Back® Program Terms and the Stock Party Program Terms are each incorporated herein by reference with the same force and effect as though fully set forth herein.

Stash and/or Green Dot Bank reserve the right to determine in our and/or their sole or joint discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Program is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If either your Stash Banking account or your Stash Invest account is closed or not in good standing for any reason at any time, you will no longer be deemed an Eligible Participant and your 10x Stock-Back® Reward will be forfeited. A Stash Invest account is a taxable brokerage account advised by Stash Investments LLC.

A Stash Banking account opened hereunder is also subject to approval by Green Dot Bank, Member FDIC. You must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash Banking account, and you must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account documentation required for opening in order to open a Stash Banking account. There is no guarantee that you will be approved to open a Stash Banking account. 

Making your Qualifying Purchase

The term “Qualifying Purchase” means an Eligible Participant’s first qualifying debit card purchase (as described in the Stock-Back® Program Terms) made during the Program Period based on timestamp that (i) is made at the merchant representing the Stock Reward that Stash is offering on the Effective Date under the Stock Party Program Terms (the “Qualifying Merchant”), and (ii) is authorized by such Eligible Participant and a hold was placed on their Stash Debit card for the purchase amount. 

We reserve the right to determine in our sole discretion whether a particular transaction constitutes your Qualifying Purchase hereunder. We also reserve the right in our sole discretion to reverse the credit of a 10x Stock-Back® Reward in the event an Eligible Participant’s Qualifying Purchase is the subject of a return, credit, chargeback or similar rescinded transaction. Eligible Participants will not earn a 10x Stock-Back® Reward hereunder if they do not make a Qualifying Purchase during the Program Period. 

10x Stock-Back® Reward

Subject to the terms and conditions stated herein and only during the Program Period, upon making your Qualifying Purchase you will be eligible to receive your 10x Stock-Back® Reward. A “10x Stock-Back® Reward” is a dollar amount equal to your base Stock-Back® reward attributable to your Qualifying Purchase, as noted in the Stock-Back® Program Terms and attributable to your Stash platform tier (if applicable), multiplied by ten (10x). Your 10x Stock-Back® Reward is inclusive of your base reward under the Stock-Back® Program Terms. 

Your 10x Stock-Back® Reward will also be limited to a maximum cash value of $25.00, which shall be calculated by Stash in its sole discretion. Your 10x Stock-Back® Reward will be fulfilled and credited in the manner noted in the Stock-Back® Program Terms. You are only eligible to receive one (1) 10x Stock-Back® Reward upon making your Qualifying Purchase during the Program Period. Your 10x Stock-Back® Reward may take up to four (4) business days to be reflected in your Stash Invest account. 

Other Program Information

Stash Investments LLC is an SEC registered investment adviser. You may view our Wrap Fee Brochure and our Advisory Agreement at https://www.stashinvest.com/disclosurelibrary. You remain responsible for ancillary fees that are not included in the monthly Wrap Fee. A list of such ancillary fees is included in our Advisory Agreement.  

Further, Stash may implement multiple, varying versions of its Stock-Back® Rewards program and/or promotions related to its Stock-Back® Rewards program during the Program Period and/or at different times (each, an “Additional Stock-Back® Rewards Program”). Accordingly, any rewards prescribed under each Additional Stock-Back® Rewards Program are expressly exempt for purposes of this Program. Any Additional Stock-Back® Rewards Program offered to you may be different than any Additional Stock-Back® Rewards Program offered to another client. Supplemental terms and conditions will govern any such Additional Stock-Back® Rewards Programs. 

Investing Involves Risk. Listed investments that are currently available on Stash are not necessarily representative of all investments. A full list of available investments on Stash can be found here: https://learn.stashinvest.com/stash-investments-stocks. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. Any preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement does not constitute investment advice and should not be relied on as such. Investment products and services are offered by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed and May Lose Value.

Debit Account Services are provided by Green Dot Bank and Stash Visa Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank.  Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. © 2020 Green Dot Bank. All rights reserved. 

This Program is sponsored by Stash Cash Management LLC, a wholly-owned subsidiary of Stash Financial, Inc. and an affiliate of Stash Investments LLC. The Program is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any rewards earned by this Program. 

Stash reserves the right to amend or cancel this Program or these Program Terms at any time. You can only participate in this Program if you received an invitation to participate in this Program directly from Stash. Stash is not responsible for any failure on your part to meet the standards for qualifying for this Program. Stash may withhold or recover a 10x Stock-Back® Reward if Stash determines that such reward was obtained under wrongful or fraudulent circumstances, or was awarded to you in error, or that you received an invitation to participate in this Program in error, or that inaccurate or incomplete information was provided when opening your account(s), or that any terms of our Advisory Agreement, Terms of Use, or these Program Terms have been violated. Promotion available to U.S residents only. The value of any cash or stock rewards received by you may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of any rewards and should consult your tax advisor if you have questions about the tax treatment of any rewards.