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Stash Your Tax Refund Sweepstakes Terms and Conditions

OFFICIAL RULES NO PURCHASE OR PAYMENT NECESSARY TO ENTER OR WIN

The following promotion is intended for participants in the United States only and shall be construed and evaluated according to the laws of the United States. Do not proceed in this promotion if you are not a legal resident of the United States. Further eligibility restrictions are contained in the official rules below.

Eligibility

The Stash Tax Refund Sweepstakes (the “Sweepstakes”) is offered by Stash Cash Management LLC (“Stash”), an affiliate of Stash Financial, Inc. Stash is not a bank or depository institution licensed in any jurisdictions. Sweepstakes is only open to customers who are Stash debit account holders as of February 27, 2019 and who are legal residents of the 50 United States and the District of Columbia and who are at least eighteen (18) years of age at the time of entry. Void in all U.S. territories and possessions where prohibited by law. This Sweepstakes is governed by U.S. law and is subject to all applicable federal, state and local laws and regulations. Entrant must have Internet access in order to enter the Sweepstakes. Each Entrant must be the rightful owner (or have authorized use) of the e-mail address identified in the Entrant’s entry. Employees of Stash Financial, Inc. and Green Dot Bank and each of its respective affiliates, subsidiaries, parents, servicers, advertising, promotion and fulfillment agencies and members of the immediate family or household of each, are not eligible to participate. Immediate family member is defined as a parent, sibling or any person residing in same household as employee. Stash will be referred to herein as “Sponsor.”

Promotion Period

Sweepstakes begins on January 28, 2019 at 12:00 PM (ET) and ends on May 6, 2019 at 11:59 PM (ET) (“Promotion Period”).

Entry

To receive one (1) entry in the Sweepstakes, a participant must make (1) qualifying electronic direct deposit of your FEDERAL tax refund of $100 or more during the Sweepstakes Period to your Stash debit account. If a user gets their FEDERAL tax refund direct deposited into their Stash debit account, they will be entered to win a chance to receive three (3) times the amount of their FEDERAL tax refund amount, up to $5,000. For example, if you receive $1,500 back from the IRS and set up direct deposit for that refund, your prize would be $4,500, if you win. Sponsor is not responsible for incorrect data entry or other failure on the part of participants to meet standards of an individual Stash debit account. Participants will receive a maximum of one (1) entry in the Sweepstakes by completing a valid Direct Deposit transaction during the Promotion Period, regardless of the number of valid Direct Deposit transactions completed during the Sweepstakes Promotion Period. PLEASE NOTE: A qualifying electronic deposit of a FEDERAL tax refund is dependent upon the date on which the qualifying electronic deposit has been posted to the respective Stash Debit account. In order to qualify as an entry, the eligible electronic deposit of a FEDERAL tax refund must be posted to the respective Card account by 11:59 PM ET on May 6, 2019. A direct deposit of a FEDERAL tax refund posted to the respective Card account after 11:59 PM ET on May 6, 2019 will not be considered an entry.

Prizes/Odds

One (1) Grand Prize will be awarded; Grand Prize consists of one (1) prize that is three times (3x) the dollar amount of winner’s FEDERAL tax refund direct deposit from the IRS or a tax servicing provider, up to $5,000, in the form of cash to be deposited into the winner’s Stash Debit account. If, at the relevant time of payment of prize funds, a selected winner does not have a Stash Debit account that is open and in good standing, the prize will be awarded in the form of a check. ALL EXPENSES, TAXES AND COSTS ASSOCIATED WITH ACCEPTANCE AND USE OF PRIZES NOT SET FORTH IN THESE RULES ARE THE OBLIGATION OF THE WINNER. Prizes are not transferable, except at discretion of Sponsor. Prizes are awarded WITHOUT WARRANTY OF ANY KIND from Sponsor, express or implied, without limitation. Total Approximate Retail value of all prizes is up to $5,000. The odds of winning a prize will depend on the number of eligible entries received throughout the Promotion Period.

Drawing

A random drawing will take place on May 13, 2019, and the potential winner will be selected at random from all eligible entries received. The potential winner will be notified by Sponsor or Sponsor’s designee by email, telephone, or regular mail within approximately ten (10) business days of the drawing. If Sponsor or Sponsor’s designee is unable to contact a potential winner after reasonable effort, or if a potential winner fails to respond within three (3) business days of first attempted notification, prize may be forfeited and awarded to an alternate winner.

Alternative Method of Entry by Mail

To enter without qualifying for the direct deposit entry follow these instructions. On a 3”x5″ card, hand print your full name, complete home address including zip code, home telephone number with area code, e-mail address (if available), and mail the card in an envelope with sufficient First Class postage to: “Stash Your Tax Refund Sweepstakes for 2019, 500 7th Avenue, Floor 8, New York, NY 10018. Limit (1) mail-in entry request per person. All entries must be postmarked by May 6, 2019.

Limit one (1) entry per person using only one (1) Stash Debit account during the Promotion Period, regardless of method of entry. No purchase required to enter or win. No responsibility is assumed by Sponsor for lost, late, misdirected, illegible, incomplete, stolen, or mutilated entries or Direct Deposit transactions or for any computer, online, telephone or technical malfunctions that may occur. Sponsor may reject any entry it believes is the result of fraud or were submitted in violation of the official rules.

General

In Stash’s sole discretion, the potential winner may be required to sign and return to Stash or Stash’s designee a notarized Affidavit of Eligibility, a Liability Release, a W-9 Form, and, where legal, a Publicity Release, within ten (10) days of first attempted notification. If the foregoing is required by Stash and in the event of noncompliance by the potential winner, the potential winner may be disqualified and an alternate winner selected, at Stash’s sole discretion. By entering, participants (a) agree to be bound by the official rules and the decisions of Sponsor (including but not limited to eligibility determinations) which are final and legally binding in all respects; (b) agree to release each of Sponsor and Green Dot Bank, and each of its respective affiliates and each of their respective directors, officers, employees and agents from any and all liability, loss, damage or injury resulting from participation in this Sweepstakes or awarding, receipt, possession, use, and/or misuse of any prize awarded herein and acknowledge that Sponsor and each of its affiliates and their respective directors, officers, employees and agents have neither made, nor are in any manner responsible or liable for, any warranty, representation, or guarantee, express or implied, in fact or in law, relative to any prize including, but not limited to, its quality, mechanical condition, or fitness for a particular purpose; (c) consent to use of his/her name, photograph and/or likeness for advertising and promotional purposes in connection with this Sweepstakes without additional compensation, unless prohibited by law; (d) agrees that Sponsor may share his or her entry information, including the information contained on the direct deposit Registration Form, with Sponsor’s affiliates and/or Green Dot Bank and (e) agree to Sponsor’s use of entrant’s personal information as described in its and its affiliates’ privacy policy at https://www.stashinvest.com/theprivacypolicy.

Internet

If, for any reason, the Internet portion of this Sweepstakes is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsor which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right at its sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Sweepstakes. In the event of termination, a random drawing to award the prizes will be conducted from all eligible entries received up until the time of termination. Neither Sponsor nor any of its affiliates assume any responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, entries. Neither Sponsor nor any of its affiliates is responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail, Direct Deposit transaction or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to entrant’s or any other person’s computer related to or resulting from participation or downloading any materials in this Sweepstakes. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. In the event of a dispute, entries will be declared made by the authorized account holder of the e-mail address submitted at time of entry. “Authorized account holder” is defined as the natural person who is assigned to an e-mail address by an Internet access provider, online service provider or other organization (e.g., business, educational, institution, etc.) that is responsible for assigning e-mail addresses for the domain associated with the submitted e-mail address.

Disputes

This Sweepstakes is governed by the laws of the United States and the State of New York, without respect to conflict of law doctrines. As a condition of participating in this Sweepstakes, participants agree that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or in connection with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in New York having jurisdiction. Further, in any such dispute, under no circumstances will participants be permitted to obtain awards for, and hereby waive all rights to claim punitive, incidental or consequential damages, including attorneys’ fees, other than participant’s actual out-of-pocket expenses (e.g. costs associated with entering), and participant further waives all rights to have damages multiplied or increased.

Publicity

By accepting a prize, you grant to Sponsor the right, except where prohibited by law, to use your name, likeness, picture, address (city and state), e-mail address, voice, biographical information and written or oral statements, for advertising and promotional purposes in promoting or publicizing Sponsor and its affiliates and their respective products or services, without compensation unless required by law. You shall have no right of approval, no claim to compensation, and no claim (including, without limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of your name, picture, likeness, address (city and state), email address, biographical information, or entry. The rights granted under this paragraph shall extend to submissions and all other submitted materials related to the Sweepstakes, including those submitted by non-winners and winners.

Winners List

For winner information, send a self-addressed stamped envelope to “Stash Your Tax Refund Sweepstakes,” The Winners List Request, STASH, 500 7th Ave, 8th Floor, New York, NY 10018.

Neither Green Dot Bank nor Green Dot Corporation is a sponsor of, or otherwise liable for, the prizes awarded pursuant to this Sweepstakes. Debit Account Services provided by and Stash Visa Debit card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. ©2019 Green Dot Bank. All rights reserved.