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Stash101 Ambassador Program 

Terms and Conditions 

Effective Date: November 1, 2021 

Program Overview 

The goal of the Stash101 Ambassador Program (the “Program”) is to train teachers and educators in all aspects of the Stash101 Platform (the “Platform”) so they can serve as an ambassador on behalf of Stash101 to present or speak at conferences or other professional development opportunities about the Platform. The Program is available to all teachers and educators that have signed up with Stash101 to use the Platform in their respective classrooms or educational programs and complete the other required steps outlined below. 

Participation in the Program and any benefits associated with the Program are subject to the terms and conditions stated herein (the “Program Terms”). By choosing to participate in the Program, you are accepting and agreeing to these Program Terms. These Program Terms form an agreement between you and Stash101 with respect to the Program. You should read these Program Terms carefully. 

This Program is also governed by the Stas101 Terms of Use and the Stash101 Privacy Policy, each of which is hereby incorporated by reference to these Program Terms. 

Eligibility 

To be eligible to participate in the Program, you must satisfy the following requirements: 

  1. You must sign up as a teacher and/or educator via the Stash101 platform; 2. You must have an account with Stash101 for at least two (2) months that is and remains in good standing; 
  2. You must receive an invitation message and application from Stash101 to participate in this Program and complete all of the interactive steps included in the application; and 4. You must complete each of the required Program course sessions, which will be 

provided to you by Stash101, within the predetermined time periods specified in your invitation to participate or otherwise provided to you by Stash101 (collectively, the “Course Work”). 

Stash101 reserves the right to determine the content, coursework, design, structure, homework, and any other elements or requirements that will be included in the Course Work in its sole discretion. Stash101 may also amend, change, or update the Course Work at any time, and may require you to complete new Course Work sessions at any time in order for you to remain eligible for participation in the Program, each in its sole discretion. Stash101 will notify you of any updates to the Course Work or new Course Work that must be completed.

Stash101 reserves the right to determine whether an account is in good standing. An account in good standing for purposes of this Program is an account for which all required account opening documentation has been completed, and is not locked, restricted, closed or flagged in any other way. If your account is not in good standing for any reason at any time, your eligibility to participate in this Program will be forfeited. 

Participation as an Ambassador 

If you complete all of the eligibility requirements set forth above, then Stash101 will notify you if you have been selected to participate as an ambassador under this Program (an “Ambassador”). Accordingly, if you’ve been selected as an Ambassador, then you agree to mutually work with Stash101 to identify potential speaking engagements, conferences, or other professional development opportunities (each an “Ambassador Engagement”) for you to speak on behalf of Stash101 about the Platform. You may not participate in any Ambassador Engagement without the express written authorization from Stash101. Stash101 also reserves the right to provide you with guidelines, scripts, materials, or other talking points (collectively, “Ambassador Materials”) prior to your participation in any Ambassador Engagement. You hereby expressly acknowledge and agree to strictly follow any such Ambassador Materials while participating in any Ambassador Engagement. 

You agree not to make any statements that are untruthful, factually inaccurate, or misleading about Stash101, the Platform, or your experience with the Platform. Unless explicitly approved and authorized in writing by Stash101, you agree not to publish or distribute the Ambassador Materials in any way, including on any third party websites, platforms or social media platforms. To the extent you are approved to publish or distribute the Ambassador Materials by Stash101, you should be aware that any such sharing may require you to comply with such third party’s terms of use. You should also be aware that by engaging in any such activity via a third party service you will be at your own risk subjecting yourself to that third party’s privacy policy, security, and consumer practices and policies, which Stash101 does not endorse nor control and that those third parties may be able to tell, based on your activity, that you’re a Stash101 user. You hereby acknowledge that any modification or efforts to bypass, manipulate, obscure or otherwise modify the delivery and accurate presentation of the Platform, Stash101 or the Ambassador Materials will be considered a violation of these Program Terms and will render you ineligible to participate in the Program and receive any of the rewards described hereunder. 

While all the information prepared in the Ambassador Materials is believed to be accurate, Stash 101 makes no express guarantee as to the completeness or accuracy of, nor can it accept any responsibility for errors appearing in, such materials. Other events which were not taken into account may occur, and any projections, outlooks or assumptions should not be construed to be indicative of the actual events which will occur. 

Rewards

If you meet the eligibility requirements set forth above and are selected to act as an Ambassador, then you will receive the following from Stash101: 

  • One (1) fifty dollar ($50.00) gift card; 
  • One (1) package of Stash101 themed goods, such as a t-shirt, water bottle, and other educational materials; and 
  • The ability to identify yourself as an Ambassador by publicly displaying a Stash101 Ambassador badge. 

The value of any gift card awarded hereunder may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of a gift card. Please consult your tax advisor if you have questions about the tax treatment of a gift card. All gift cards will be rewarded in United States Dollars. Stash reserves the right to determine the type of gift card that will be provided under this Program, the type and amount of specific Stash101 themed goods that will be included in each package, and the design of the Ambassador badge, each in its sole discretion. Stash101 may update, change, or otherwise remove any rewards under this Program at any time. 

You may not display your Ambassador badge in any way that is inconsistent with any detailed instructions provided by Stash101. You agree that Stash101 will credit your gift card via the email address you provided that is associated with your Stash101 account. Each gift card is subject to terms and conditions associated therewith. Stash101 is not responsible for any lost, stolen or any unused portions of any prizes issued hereunder. Cash substitutions and/or any other reward substitutions are not allowed. Each reward cannot be assigned or transferred, except at the discretion of Stash101. Rewards are rewarded without any warranty of any kind from Stash101, express or implied, without limitation. 

Publicity & Waiver 

By participating in this Program as an Ambassador, you (i) agree to release Stash101 and each of its employees, agents and affiliates from any and all liability, loss, damage or injury resulting from participation in this Program or awarding, receipt, possession, use and/or misuse of any reward awarded herein and acknowledge that Stash101 and their employees, agents and affiliates have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, express or implied, in fact or in law, relative to any reward including, but not limited to, its quality, mechanical condition or fitness for a particular purpose. 

By participating in this Program as an Ambassador, you grant Stash101 the right, except where prohibited by law, to use your name, likeness, picture, address (city and state), e-mail address, voice, biographical information and written or oral statements, in any media now known or hereinafter developed, including Stash101’s social media channels or platforms, for advertising and promotional purposes in promoting or publicizing Stash101, the Platform, or this Program, and Stash101’s respective products or services, without compensation unless required by law. You shall have no right of approval, no claim to compensation, and no claim (including, without

limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of your name, picture, likeness, address (city and state), email address, biographical information, or entry. The rights granted under this paragraph shall extend to submissions and all other submitted materials related to the Program. 

Changes to these Program Terms 

Any update or amendment to these Program Terms shall be effective as of the date specified above. You agree that posting any such changes to these Program Terms on the Stash101 platform and/or sending any such changes to you via email (as applicable to you) constitutes reasonable and sufficient notice. Your continued participation in the Program (including any updates or other versions thereof) after we provide notice of any changes to these Program Terms constitutes your acceptance and agreement to those changes. If you do not agree to these Program Terms (including any updates or modified versions), you should not participate in this Program. 

General Information 

This Program is sponsored by Boulay LLC (“Stash101). This Program is not sponsored or endorsed by Stash Investments LLC (“Stash RIA”), an SEC registered investment adviser, and Stash RIA has no responsibility to fulfill any aspect of this Program. Program available to U.S. residents only. If you violate these Program Terms in any way, Stash101 reserves the right in its sole discretion to remove you from the Program or deny any rewards hereunder. The Program is void where prohibited by law. Stash101 reserves the right to limit the amount of any rewards you are eligible to receive, and to refuse or recover any rewards, if Stash101 determines that it was obtained under wrongful or fraudulent circumstances, or was awarded to you in error, or that inaccurate or incomplete information was provided in opening your account, or that any terms of the Stash101 Terms of Use or these Program Terms have been violated. Stash101 reserves the right to suspend, cancel, terminate or modify this Program and/or these Program Terms at any time at its sole discretion. 

Stash101 is offered solely for educational and informational purposes and is provided free of charge. All statements, opinions and analyses presented within Stash101 are provided as general information. Educational information is incomplete and does not include all of the information material to make a decision to invest. Nothing in this Program constitutes investment advice, nor does any information in this Program constitute a comprehensive and complete statement of the matters discussed or the law relating thereto. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information displayed through this Program before making any decisions based on such information. 

While Stash101 is affiliated with Stash RIA, Stash101 is not an investment adviser and is separate and apart from Stash RIA. Stash101 is not a registered broker-dealer or registered investment adviser. Stash101 does not provide any investment advice, nor does it engage in actual trading of securities. Investment advice is only provided to Stash RIA customers for a fee.

In addition, the information contained herein is not, and should not be construed as, an offer to sell or the solicitation of an offer to buy any securities. 

Neither Stash101, any of its affiliates (including, without limitation, Stash RIA), nor each of their respective officers, directors, members, agents, representatives, employees, or contractors (collectively, “Stash Parties”), shall be responsible or have any liability for investment decisions based upon, or the results obtained from, the information provided by Stash101 under this Program. You assume all risks of loss resulting, directly or indirectly, from the use of the information contained in the Ambassador Materials. By accepting receipt of Stash101 educational materials you acknowledge and agree to hold harmless the Stash Parties from any and all claims, actions, damages, losses, liabilities, costs and expenses of any kind whatsoever, including but not limited to any claims of negligence, arising out of, resulting from, by reason of, or in connection with the use of the the Ambassador Materials or participation in this Program. 

If, for any reason, this Program is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Stash101 which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Program, Stash101 reserves the right in its sole discretion, to disqualify any individual who tampers with this Program, and to cancel, terminate, modify or suspend this Program. In the event of termination, Stash101 may in its sole discretion award any rewards (as applicable) to those who have satisfied the eligibility criteria set forth herein up until the time of termination. Stash101 assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, this Program. Stash101 is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Stash101 on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to any person’s computer related to or resulting from participation in this Program.