Effective May 2, 2022

The following promotion is intended for participants located in the United States and the District of Columbia only and shall be construed and evaluated according to the laws of the United States. Do not proceed in this promotion if you are not a legal resident of the United States. Further eligibility restrictions are contained in the official rules below.

This “Stash101TM Financial Literacy Month Sweepstakes” (the “Sweepstakes”) is subject to these Official Rules. By participating in the Sweepstakes, you are accepting and agreeing to these Official Rules. These Official Rules form an agreement between you and Stash101 with respect to the Sweepstakes. You should read these Official Rules carefully. Participation in the Sweepstakes is also governed by the Stash101 Terms of Use and the Stash101 Privacy Policy, which are incorporated by reference with the same force and effect as though fully set forth herein.

ELIGIBILITY: The Sweepstakes is offered by Stash101 LLC (“Stash101” or “Sponsor”), an affiliate of Stash Financial, Inc. Stash101 is not a bank or depository institution licensed in any jurisdictions, nor is it a registered investment adviser or broker-dealer. Stash101 is offering the Sweepstakes solely for educational and informational purposes. 

Sweepstakes is open to legal residents of the fifty (50) United States of America and the District of Columbia and Puerto Rico who are at least eighteen (18) years of age at the time of entry (“Entrants”). Void in all U.S. territories and possessions and where prohibited or restricted by law. This Sweepstakes is governed by U.S. law and is subject to all applicable federal, state and local laws and regulations. Entrants must have Internet access in order to enter the Sweepstakes. Each Entrant must be the rightful owner (or have authorized use) of the e-mail address identified in the Entrant’s entry and/or the Entrant’s Stash101 Account (as defined below). Stash101 will use commercially reasonable efforts to exclude employees of Stash101, and its respective affiliates, subsidiaries, parents, advertising, promotion and fulfillment agencies and members of the immediate family or household of each, from being eligible to win prizes hereunder. Immediate family member is defined as a parent, sibling or any person residing in the same household as an employee. For purposes of the Sweepstakes, a “Stash101 Account” is an account held by an Entrant with Stash101 that is in good standing. Stash101 reserves the right to determine in its sole discretion whether a Stash101 Account is closed and/or in good standing. An account in good standing is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If an Entrant’s Stash101 Account is closed or not in good standing for any reason at any time, you may no longer be eligible to participate in this Sweepstakes and any prizes you win in accordance with these rules may be forfeited. 

TIMING: Sweepstakes begins on May 2, 2022 at 9:00 AM Eastern Time (“ET”) and will end on May 6, 2022 at 5:00 PM ET(the ”Promotion Period”).

HOW TO ENTER THE SWEEPSTAKES: To earn one (1) entry into the Sweepstakes (an “Entry”), Entrants must (i) follow Stash101 on Instagram, (ii) like Stash101’s last post on Instagram, and (iii) tag two (2) friends in Stash101’s last post on Instagram. For the avoidance of doubt, if an Entrant fails to complete each step outlined above, then such Entrant will not receive an Entry into the Sweepstakes.

Limit up to one (1) Entry per Entrant during the Promotion Period. No responsibility is assumed by Sponsor for lost, late, misdirected, incomplete or stolen entries or for any computer, online, telephone or technical malfunctions that may occur. Sponsor may reject any Entry it believes is the result of fraud or was submitted in violation of these Official Rules. Entries must be made by the Entrant. Final eligibility for the award of any prize hereunder is subject to eligibility verification as set forth below. 

You are not required to make any payment, complete a purchase, or otherwise provide any other form of monetary consideration to submit an Entry. The Sweepstakes is free to enter.

RANDOM DRAWING/SELECTION OF WINNER: Sponsor will conduct one (1) random drawing (the “Random Drawing”) within ten (10) business days following the Promotion Period. One (1) Grand Prize Winner will be selected in the Random Drawing conducted from among all eligible Entries received during the Promotion Period. Odds of winning depend upon the number of eligible Entries received during the Promotion Period. The Random Drawing will be conducted by Sponsor whose decisions are final and binding in connection with this Sweepstakes.

ONE (1) GRAND PRIZE AND ITS APPROXIMATE RETAIL VALUE (“ARV”) WILL BE AWARDED IN THE RANDOM DRAWING: One (1) Grand Prize Winner will be selected in the Random Drawing, and the Grand Prize Winner will receive one (1) TangoCard valued at one hundred and one dollars (USD $101.00). Total ARV of the Grand Prize: USD $101.00. ALL EXPENSES, TAXES AND COSTS ASSOCIATED WITH ACCEPTANCE AND USE OF PRIZE NOT SET FORTH IN THESE RULES ARE THE OBLIGATION OF THE WINNERS. Cash substitutions and/or any other prize substitutions are not allowed, except at the sole discretion of Sponsor. All Prizes awarded will be payable in the form of one (1)  TangoCard redeemable at and are subject to terms and conditions of the issuer associated therewith. All Prize Winners must redeem their prizes on within one (1) year of issuance or any unused portion of the TangoCard will be forfeited and Prize Winner will not receive any additional compensation for any unused portion of their TangoCard. Prize cannot be assigned or transferred, except at the sole discretion of Sponsor. Prize is awarded WITHOUT WARRANTY OF ANY KIND from Sponsor, express or implied, without limitation. Prize will be distributed within ten (10) business days following the Random Drawing.

GENERAL TERMS: Stash101 is offered solely for informational and educational purposes and is provided free of charge. All statements, opinions, and analyses presented within Stash101 are provided as general information. Opinions, estimates and probabilities expressed constitute the judgment of the author as of the date indicated, and are subject to change without notice. Educational information is incomplete and does not include all of the information material to make a decision to invest.

While Stash101 is affiliated with Stash Investments LLC (“Stash RIA”), an SEC-registered investment adviser, Stash101 is not an investment adviser and is separate and apart from Stash RIA. Nothing contained herein is intended to be, nor shall it be construed as, investment advice, nor is it to be relied upon in making any investment or other decision. Stash101 does not provide any investment advice nor does it engage in actual trading of securities. Prior to making any investment decision you are advised to consult with your broker, investment adviser, or other appropriate tax or financial professional to determine the suitability of any such investment.

The Grand Prize Winner will be notified by Sponsor or PCG365 LLC, by email and telephone within approximately ten (10) days following the Random Drawing. The Grand Prize Winner will be required to complete, sign, execute and return an Affidavit of Eligibility and Liability, a Liability Release, and where legal, a Publicity Release and an IRS W2 Form including the Grand Prize Winner’s social security number within five (5) days of first attempted notification. If Sponsor or PCG365 LLC is unable to contact the Grand Prize Winner after reasonable effort, or if the Grand Prize Winner fails to respond within five (5) days of first attempted notification, that prize may be forfeited and awarded to an alternate winner in a random drawing from among all remaining eligible Entries, regardless of Entry Method, received during the Promotion Period. If the Grand Prize Winner fails to provide Sponsor or PCG365 LLC with their social security number, that prize winner may be disqualified and the Grand Prize will be awarded to an alternate Grand Prize winner in a subsequent random drawing from among all remaining eligible Entries, regardless of Entry Method, received during the Promotion Period.

By entering, all Entrants (a) agree to be bound by these Official Rules and the decisions of Stash101 (including but not limited to eligibility determinations) which are final and legally binding in all respects; (b) agree to release Stash101 and each of its employees and agents from any and all liability, loss, damage or injury resulting from participation in this Sweepstakes or awarding, receipt, possession, use and/or misuse of any prize awarded herein and acknowledge that Stash101 and its employees and agents have neither made nor are in any manner responsible or liable for any warranty, representation, or guarantee, express or implied, in fact or in law, relative to any prize including, but not limited to, its quality, mechanical condition or fitness for a particular purpose; (c) consent to use of his/her/their name, photograph and/or likeness for advertising and promotional purposes in connection with this Sweepstakes without additional compensation, unless prohibited by law; (d) agree to Stash101’s use of Entrant’s personal information as described in Stash101’s Privacy Policy; and (e) for prize fulfillment purposes, any Entrants that are awarded a prize hereunder hereby agree to authorize Stash101, its or its affiliates’ employees, or its designee PCG365 LLC, to upload their full name, email address, and any other information required to fulfill their respective prize through, and agree to use of their personal information as described in Tango’s Tango’s privacy policy.

Nothing in this Sweepstakes constitutes investment advice, nor does any information in this Sweepstakes constitute a comprehensive and complete statement of the matters discussed or the law relating thereto. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information displayed through Stash101 before making any decisions based on such information. In exchange for participating in this Sweepstakes, you agree not to hold Stash101 or any of its affiliates, nor any third party service provider, liable for any possible claim for damages arising from any decision you make based on information made available to you through this Sweepstakes. Participating in this Sweepstakes is not an endorsement by you, and you should not construe participation by any other user in this Sweepstakes to be an endorsement by any such user, of Stash101’s products or services, or of your or such user’s experiences as a Stash101 customer.

Investing Involves Risk. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. Investment advice is only provided to Stash RIA customers for a fee.

You assume all risks of loss resulting, directly or indirectly, from the use of the information contained in Stash101 materials. By accepting receipt of these Official Rules and/or participating in the Sweepstakes, you acknowledge and agree to hold harmless Stash101, its affiliates, and its or their respective officers, directors, members, agents, representatives, employees or contractors from any and all claims, actions, damages, losses, liabilities, costs and expenses of any kind, whatsoever, including but not limited to any claims of negligence, arising out of or resulting from, for any reason, or in connection with the use of Stash101 and or participation in this Sweepstakes. 

INTERNET/WIRELESS: If, for any reason, the Internet portion of this Sweepstakes is not capable of running as planned, whether due to infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Sponsor which corrupts or affects the administration, security, fairness, integrity, or proper conduct of this Sweepstakes, Sponsor reserves the right at its sole discretion, to disqualify any individual who tampers with the entry process, and to cancel, terminate, modify or suspend the Sweepstakes. In the event of termination, a random drawing to award the Grand Prize may be conducted by Sponsor in its sole discretion from entries received up until the time of termination. Sponsor assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, Entries. Sponsor is not responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers, or providers, computer equipment, software, failure of any e-mail or entry to be received by Sponsor on account of technical problems, human error or traffic congestion on the Internet or at any web site, or any combination thereof, including any injury or damage to Entrant’s or any other person’s computer related to or resulting from participation or downloading any materials in this Sweepstakes. CAUTION: ANY ATTEMPT BY A PERSON TO DELIBERATELY DAMAGE ANY WEB SITE OR UNDERMINE THE LEGITIMATE OPERATION OF THIS SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, SPONSOR RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. In the event of a dispute, Entries will be declared made by the authorized account holder of the email address submitted at time of entry or attributable to such Entrant’s Stash101 Account. “Authorized account holder” is defined as the natural person who is assigned to an email address by an Internet access provider, online service provider or other organization (e.g., business, educational, institution, etc.) that is responsible for assigning email addresses for the domain associated with the submitted e-mail address.

DISPUTES: This Sweepstakes is governed by the laws of the United States and the State of New York, without respect to conflict of law doctrines. As a condition of participating in this Sweepstakes, Entrants agree that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or in connection with this Sweepstakes, shall be resolved individually, without resort to any form of class action, exclusively before a court located in New York having jurisdiction. Further, in any such dispute, under no circumstances will Entrants be permitted to obtain awards for, and hereby waive all rights to claim punitive, incidental or consequential damages, including attorneys’ fees, other than participant’s actual out-of-pocket expenses (e.g. costs associated with entering), and each Entrant further waives all rights to have damages multiplied or increased.

PUBLICITY: By accepting a prize, the Grand Prize Winner grants Sponsor the right, except where prohibited by law, to use their name, likeness, picture, address (city and state), e-mail address, voice, biographical information and written or oral statements, for advertising and promotional purposes in promoting or publicizing Sponsor and their respective products or services, without compensation unless required by law. You shall have no right of approval, no claim to compensation, and no claim (including, without limitation, claims based on invasion of privacy, defamation, or right of publicity) arising out of any use, blurring, alteration, or use in composite form of your name, picture, likeness, address (city and state), email address, biographical information, or entry. The rights granted under this paragraph shall extend to submissions and all other submitted materials related to the Sweepstakes, including those submitted by non-winners and winners.

WINNERS LIST: For the name of the Grand Prize Winner, send a self-addressed stamped envelope within sixty (60) days following the end of the Promotion Period to: “Stash101TM Financial Literacy Month Sweepstakes Winners List Requests”, 75 Varick Street, 8th Floor, New York, NY 10013. VT residents may omit return postage.

OFFICIAL RULES: To obtain a copy of these Official Rules, send a self-addressed stamped envelope within sixty (60) days following the end of the Promotion Period to: “Stash101TM Financial Literacy Month Sweepstakes Official Rules Requests”, 75 Varick Street, 8th Floor, New York, NY 10013. VT residents may omit return postage.

SPONSOR: This Sweepstakes is sponsored by: Stash101 LLC, 75 Varick Street, 8th Floor, New York, New York 10013.