Stock-Back® 3x Bonus Rewards Program

Terms and Conditions

 

Effective as of December 6, 2019 for Stock-Back® participants who receive an invitation from Stash to participate in the program described herein

General Description

The Stock-Back® 3x Bonus Rewards Program (the “Program”) is a rewards program offered by Stash Financial, Inc. and/or its affiliates (collectively, “Stash”) to its customers that supplements its Stash Stock-Back® Rewards program – a rewards program offered by Stash in which a Stash debit account holder may choose to participate that enables such holder to earn fractional shares of stock of certain publicly-traded companies and/or exchange-traded funds on certain qualifying purchases made using a Stash Debit card issued by Green Dot Bank, Member FDIC. The Program enables you to earn 3x Stock-Back® Rewards (as defined below) on Qualifying Purchases (as defined below) made using your Stash Debit card, subject to the terms and conditions stated herein (the “Stock-Back® 3x Bonus Rewards Program Terms”). All references to the “Stash Debit card” or “debit card” hereunder refers to a virtual or permanent Stash Debit card issued by Green Dot Bank, Member FDIC.

Upon each Qualifying Purchase authorized by you between 12:01 AM (ET) on December 6, 2019 and 11:59 PM (ET) on December 31, 2019 (the “Program Period”), you will be eligible to earn 3x Stock-Back® Rewards, as further described below. 

By choosing to participate in this Program, you are accepting and agreeing to these Stock-Back® 3x Bonus Rewards Program Terms. These Stock-Back® 3x Bonus Rewards Program Terms form an agreement between you and Stash with respect to the Program. You should read these Stock-Back® 3x Bonus Rewards Program Terms carefully.

 

Eligibility

To participate in the Program, you must during the Program Period (i) have both a Stash Invest account and a Stash Debit account, both of which must be in good standing (as further described below), (ii) be enrolled as a participant in the Stash Stock-Back® Rewards program, which is governed by the Stock-Back® Rewards Terms and Conditions (the “Stock-Back® Program Terms”) and adhere to the Stock-Back® Program Terms, and (iii) have received and accepted an invitation to participate in this Program directly from Stash. See the full Stock-Back® Program Terms referenced above, which you agreed to when you joined that program, for important disclosures about that program. The Stock-Back® Program Terms are incorporated herein by reference with the same force and effect as though fully set forth herein. 

Once you choose to participate in the Program and thereby accept these Stock-Back® 3x Bonus Rewards Program Terms, you will be eligible to earn 3x Stock-Back® Rewards on Qualifying Purchases made using your Stash Debit card as further described herein. Stash and/or Green Dot Bank reserve the right to determine in our and/or their sole or joint discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Program is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If either your Stash Debit account or your Stash Invest account is closed or not in good standing for any reason at any time, any 3x Stock-Back® Rewards you receive hereunder will be forfeited. A Stash Invest account is a taxable brokerage account advised by Stash Investments LLC.

A Stash Debit account opened hereunder is also subject to approval by Green Dot Bank, Member FDIC. You must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash Debit Account, and you must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account documentation required for opening in order to open a Stash Debit account. There is no guarantee that you will be approved to open a Stash Debit account. 

 

Qualifying Purchases

The term “Qualifying Purchases” means all qualifying debit card purchases as described in the Stock-Back® Program Terms that are authorized by you and a hold was placed on your Stash Debit card for the purchase amount during the Program Period. Upon each Qualifying Purchase, you will be eligible to earn 3x Stock-Back® Rewards as further described below.

We reserve the right to determine in our sole discretion whether a particular transaction constitutes a Qualifying Purchase hereunder. We also reserve the right in our sole discretion to reverse the credit of any 3x Stock-Back® Reward in the event a Qualifying Purchase giving rise to the reward is the subject of a return, credit, chargeback or similar rescinded transaction. You will not earn any 3x Stock-Back® Rewards hereunder if you do not make any Qualifying Purchases.

This Program is independent from the Stock-Back® Rewards Bonus Terms and Conditions that can be found here: https://lp.stashinvest.com/stock-back-bonus-promo-terms-and-conditions/. Any Qualifying Purchases made by you during the Program Period for the merchants specified in the Stock-Back® Rewards Bonus Terms and Conditions as available during the Program Period are expressly ineligible to qualify for 3x Stock-Back® Rewards hereunder and will not qualify as Qualifying Purchases for purposes of this Program. Further, Stash may implement multiple, varying versions of its Stock-Back® Rewards program and/or promotions related to its Stock-Back® Rewards program during the Program Period (each, an “Additional Stock-Back® Rewards Program”). Accordingly, any rewards prescribed under each Additional Stock-Back®  Rewards Program are expressly exempt for purposes of this Program. 

 

3x Stock-Back® Rewards

Subject to the terms and conditions stated herein and only during the Program Period, upon making each Qualifying Purchase you will be eligible to receive 3x Stock-Back® Rewards. A “3x Stock-Back® Reward” is a dollar amount equal to your base Stock-Back® reward attributable to each Qualifying Purchase, as noted in the Stock-Back® Program Terms and attributable to your Stash platform tier (if applicable), multiplied by three (3x). Each 3x Stock-Back® Reward is inclusive of your base reward. You are only eligible to receive one (1) 3x Stock-Back® Reward upon each Qualifying Purchase made by you during the Program Period. 

Each 3x Stock-Back® Reward will also be limited to a maximum cash value of $25.00, which shall be calculated by Stash in its sole discretion. All 3x Stock-Back® Rewards hereunder will be fulfilled and credited in the manner noted in the Stock-Back® Program Terms.

 

Other Information

Stash Investments LLC is an SEC registered investment adviser. You may view our Wrap Fee Brochure and our Advisory Agreement at https://www.stashinvest.com/disclosurelibrary. You remain responsible for ancillary fees that are not included in the monthly Wrap Fee. A list of such ancillary fees is included in our Advisory Agreement.  

Stash may implement one or more Additional Stock-Back® Rewards Programs at the same time and/or at different times. The Additional Stock-Back® Rewards Programs offered to you may be different than the Additional Stock-Back® Rewards Programs offered to another client. Supplemental terms and conditions will govern any such Additional Stock-Back® Rewards Programs. 

Investing Involves Risk. Listed investments that are currently available on Stash are not necessarily representative of all investments. A full list of available investments on Stash can be found here: https://learn.stashinvest.com/stash-investments-stocks. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. Any preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement does not constitute investment advice and should not be relied on as such. Investment products and services are offered by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed and May Lose Value.

Debit Account Services are provided by Green Dot Bank and Stash Visa Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank.  Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. © 2019 Green Dot Bank. All rights reserved. 

This Program is sponsored by Stash Cash Management LLC, a wholly-owned subsidiary of Stash Financial, Inc. and an affiliate of Stash Investments LLC. The Program is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any rewards earned by this Program. 

Stash reserves the right to amend or cancel this Program or these Stock-Back® 3x Bonus Rewards Program Terms at any time. You can only participate in this Program if you received an invitation to participate in this Program directly from Stash. Stash is not responsible for any failure on your part to meet the standards for qualifying for this Program. Stash may withhold or recover any 3x Stock-Back® Rewards if Stash determines that such rewards were obtained under wrongful or fraudulent circumstances, or was awarded to you in error, or that you received an invitation to participate in this Program in error, or that inaccurate or incomplete information was provided when opening your account, or that any terms of our Advisory Agreement, Terms of Use, or these Stock-Back® 3x Bonus Rewards Program Terms have been violated. Promotion available to U.S residents only. The value of any cash or stock rewards received by you may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of any rewards and should consult your tax advisor if you have questions about the tax treatment of any rewards.

All product and company names are trademarksTM or registered® trademarks of their respective holders.  Use of them does not imply any affiliation with or endorsement by them.