Stock-Back® Bonus Ballot

Terms and Conditions

Effective June 29, 2020 (the “Effective Date”) and ending August 2, 2020 (the “Program Period”) for Stock-Back® participants who receive an invitation directly from Stash to participate in the program described herein

The Program

The Stash Stock-Back® Bonus Ballot Rewards Bonus Program (the “Program”) is a rewards program offered by Stash Financial, Inc. and/or its affiliates (collectively, “Stash”) to its customers that supplements its Stash Stock-Back® Rewards program – a rewards program offered by Stash in which a Stash Banking account holder may choose to participate that enables such holder to earn fractional shares of stock of certain publicly-traded companies and/or exchange-traded funds (together, “Stock”) on certain qualifying purchases made using a Stash Debit card. All references to the “Stash Debit card” or “debit card” hereunder refers to a permanent Stash Debit card issued by Green Dot Bank, Member FDIC.

This Program is subject to the terms and conditions stated herein (the “Program Terms”). By choosing to participate in this Program, you are accepting and agreeing to these Program Terms. These Program Terms form an agreement between you and Stash with respect to the Program. You should read these Program Terms carefully.


To be eligible to participate in this Program, you must: (i) have both a Stash Invest account and a Stash Banking account, both of which must be in good standing (as further described below), (ii) be enrolled as a participant in the Stash Stock-Back® Rewards program, which is governed by the Stock-Back® Rewards Terms and Conditions (the “Stock-Back® Program Terms”) and adhere to the Stock-Back® Program Terms and meet the eligibility requirements set forth therein, and (iii) have received and accepted an invitation to participate in this Program directly from Stash. If you satisfy the conditions in the previous sentence during the Program Period, you will be deemed an “Eligible Participant” hereunder. 

See the full Stock-Back® Program Terms referenced above, which you agreed to when you joined that program, for important disclosures about that program. The Stock-Back® Program Terms are incorporated herein by reference with the same force and effect as though fully set forth herein. 

Voting Periods, Eligible Merchants and Stock-Back® Rewards Bonuses

Starting on Monday June 29, 2020, and each week thereafter during the Program Period, Stash will allow people to vote on a Stock-Back® rewards bonus merchant. As described in the table below, anyone may visit Stash’s official Twitter page ( during each specified voting period and vote between two merchants. The merchant that receives the majority of the votes casted during each voting period will be selected as the winning merchant for that given week. Voting will remain open during each of the applicable voting periods, and all voting will be completed through Stash’s official Twitter page ( As is also described in the table below, upon each qualifying purchase made by an Eligible Participant at the winning merchant during the corresponding rewards period, Stash will offer that Eligible Participant a Stock-Back® rewards bonus in Stock of the winning merchant in an amount equal to the applicable percentage of that qualifying purchase. 

Start of voting period

End of voting period

Merchant #1

Merchant #2

Percentage of each qualifying purchase used to calculate the Stock-Back® rewards bonus 

Winning merchant  Stock-Back® rewards bonus period

12:00 PM (ET) June 29, 2020

11:59 PM (ET) July 1, 2020




12:01 AM (ET) July 3 – 11:59 PM (ET) July 5, 2020

12:00 PM (ET) July 6, 2020

11:59 PM (ET) July 8, 2020


Grubhub (includes Seamless)


12:01 AM (ET) July 10 – 11:59 PM (ET) July 12, 2020

12:00 PM (ET) July 13, 2020

11:59 PM (ET) July 15, 2020


Dunkin’ Brands


12:01 AM (ET) July 17 – 11:59 PM (ET) July 19, 2020

12:00 PM (ET) July 20, 2020

11:59 PM (ET) July 22, 2020




12:01 AM (ET) July 24 – 11:59 PM (ET) July 26, 2020

12:00 PM (ET) July 27, 2020

11:59 PM (ET) July 29, 2020


Papa John’s


12:01 AM (ET) July 31 – 11:59 PM (ET) August 2, 2020


For example, if during the voting period from 12:00 PM (ET) on June 29 through 11:59 PM (ET) on July 1, 2020 a majority of voters elect Target over Amazon, then upon each qualifying purchase made by an Eligible Participant at Target from 12:01 AM (ET) July 3 through 11:59 PM (ET) July 5, 2020 Stash will offer that Eligible Participant a Stock-Back® rewards bonus in Target Stock in an amount equal to 2% of that qualifying purchase.

Further, Eligible Participants that have purchased a “Plus Subscription” (as defined below) (each, a “Tier 3 Eligible Participant”) will be eligible to receive Stock-Back® rewards bonuses at both merchants that are included in the most recent voting period, regardless of the outcome of the vote. By using the same example noted above, even if a majority of voters elect Target over Amazon during that respective voting period, Stash will offer Stock-Back® reward bonuses in accordance with the chart above in both Target and Amazon Stock to all Tier 3 Eligible Participants. Accordingly, upon each qualifying purchase made by a Tier 3 Eligible Participant at either Target or Amazon from 12:01 AM (ET) July 3 through 11:59 PM (ET) July 5, 2020 Stash will offer that Tier 3 Eligible Participant a Stock-Back® rewards bonus in either Target or Amazon Stock, as applicable, in an amount equal to 2% of that qualifying purchase.

The term “qualifying purchases” as used hereunder shall have the meaning ascribed to it in the Stock-Back® Program Terms. Eligible Participants must make a qualifying purchase at the winning merchant (or either eligible merchant for Tier 3 Eligible Participants) during the respective Stock-Back® reward bonus period in order to receive a Stock-Back® reward bonus hereunder. Any qualifying purchases made at a winning merchant (or either eligible merchant for Tier 3 Eligible Participants) outside of the applicable Stock-Back® reward bonus period will not qualify. Eligible Participants are only eligible to receive one (1) Stock-Back® reward bonus upon each qualifying purchase made in accordance with these Program Terms. Stock-Back® reward bonuses will be fulfilled and credited in the manner noted in the Stock-Back® Program Terms.

The merchants available during each voting period, and the applicable percentage attributable to each Stock-Back® reward bonus, will be determined by Stash in its sole discretion. 

Other Information

Stash Investments LLC is an SEC registered investment adviser. You may view our Wrap Fee Brochure and our Advisory Agreement at You remain responsible for ancillary fees that are not included in the monthly Wrap Fee. A list of such ancillary fees is included in our Advisory Agreement.  

Stash and/or Green Dot Bank reserve the right to determine in our and/or their sole or joint discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Program is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If either your Stash Banking account or your Stash Invest account is closed or not in good standing for any reason at any time, you will no longer be deemed an Eligible Participant hereunder. A Stash Invest account is a taxable brokerage account advised by Stash Investments LLC.

A Stash Banking account is subject to approval by Green Dot Bank, Member FDIC. You must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash Banking account, and you must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account documentation required for opening in order to open a Stash Banking account. There is no guarantee that you will be approved to open a Stash Banking account.

A “Plus Subscription” is a Tier 3 Platform Tier Service (as described in the Advisory Agreement).  Stash customers who elect to purchase, and then maintain, the Tier 3 Platform Tier Service may be eligible for additional or higher value rewards or bonuses, at Stash’s sole discretion, as described in these Program Terms or the Stock-Back® Program Terms.

This Program is independent from the Stock-Back® Rewards Bonus Terms and Conditions. Further, Stash may implement multiple, varying versions of its Stock-Back® Rewards program and/or promotions related to its Stock-Back® Rewards program as of or after the Effective Date (each, an “Additional Stock-Back® Rewards Program”). Accordingly, any rewards prescribed under each Additional Stock-Back® Rewards Program are expressly exempt for purposes of this Program.

Investing Involves Risk. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. Any preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement does not constitute investment advice and should not be relied on as such. Investment products and services are offered by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed and May Lose Value.

Debit Account Services are provided by Green Dot Bank and Stash Visa Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank.  Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. © 2020 Green Dot Bank. All rights reserved.

This Program is sponsored by Stash Cash Management LLC, a wholly-owned subsidiary of Stash Financial, Inc. and an affiliate of Stash Investments LLC. The Program is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any rewards earned by this Program. 

Stash reserves the right to amend or cancel this Program or these Program Terms at any time. Stash is not responsible for any failure on your part to meet standards for qualifying for this Program. Stash may withhold or recover any rewards if Stash determines that such rewards were obtained under wrongful or fraudulent circumstances, or that you received an invitation to participate in this Program in error, or that inaccurate or incomplete information was provided when opening your account, or that any terms of our Advisory Agreement, Terms of Use, the Stock-Back® Program Terms or these Program Terms have been violated. Program available to U.S residents only. The value of any cash or stock rewards received by you may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of any rewards and should consult your tax advisor if you have questions about the tax treatment of any rewards.