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Stock-Back® Walmart+ Rewards Bonus
Program Terms and Conditions

Effective September 16, 2020 (the “Effective Date”) and ending October 31, 2020 (collectively, the “Program Period”) for Stock-Back® participants who receive an invitation directly from Stash to participate in the program described herein

The Program

The Stock-Back® Walmart+ Rewards Bonus Program (the “Program”) is a rewards program offered by Stash Financial, Inc. and/or its affiliates (collectively, “Stash”) to its customers that supplements its Stash Stock-Back® Rewards program – a rewards program offered by Stash in which a Stash Banking account holder may choose to participate that enables such holder to earn fractional shares of stock of certain publicly-traded companies and/or exchange-traded funds (together, “Stock”) on certain qualifying purchases made using a Stash Debit card. All references to the “Stash Debit card” or “debit card” hereunder refers to a permanent Stash Debit card issued by Green Dot Bank, Member FDIC.

This Program is subject to the terms and conditions stated herein (the “Program Terms”). By choosing to participate in this Program, you are accepting and agreeing to these Program Terms. These Program Terms form an agreement between you and Stash with respect to the Program. You should read these Program Terms carefully.

Eligibility

To be eligible to participate in this Program, you must: (i) have both a Stash Invest account and a Stash Banking account, both of which must be in good standing (as further described below), (ii) be enrolled as a participant in the Stash Stock-Back® Rewards program, which is governed by the Stock-Back® Rewards Terms and Conditions (the “Stock-Back® Program Terms”) and adhere to the Stock-Back® Program Terms and meet the eligibility requirements set forth therein, (iii) have received and accepted an invitation to participate in this Program directly from Stash, (iv) have linked a funding account (e.g. an external bank account) to your Stash Banking account, and (v) have activated your Stash Debit card in accordance with Stash and/or Green Dot Bank’s policies. If you satisfy the conditions in the previous sentence during the Program Period, you will be deemed an “Eligible Participant” hereunder. 

See the full Stock-Back® Program Terms referenced above, which you agreed to when you joined that program, for important disclosures about that program. The Stock-Back® Program Terms are incorporated herein by reference with the same force and effect as though fully set forth herein. Stash reserves the right to determine who to send invitations to hereunder.

Qualifying Walmart+ Purchase

A “Qualifying Walmart+ Purchase” is a point-of-sale purchase or online purchase made by an Eligible Participant with their Stash Debit card that (i) successfully posts to such Eligible Participant’s Stash Banking account during the Promotion Period, and (ii) constitutes a recurring annual Walmart+ membership fee with Walmart. Any purchase made by an Eligible Participant with their Stash Debit card during the Promotion Period that constitutes a recurring monthly Walmart+ membership fee with Walmart will not constitute a Qualifying Walmart+ Purchase for purposes of this Program. Further and for the avoidance of doubt, the following transactions are not Qualifying Walmart+ Purchases and thus are ineligible for purposes of this Program: (1) transactions conducted at an ATM, cash teller withdrawals, and cash withdrawals at point-of-sale, (2) the purchase of money orders or other cash-equivalents (cash-equivalents include, but are not limited to: third-party gift cards or gift certificates, prepaid open loop cards, coupons, currency, virtual currency, coins, paper money, negotiable items not yet deposited, U.S. treasury bills and commercial paper), (3) transactions conducted through peer-to-peer (“P2P”) payment services and third-party payment accounts (including but not limited to services such as Venmo®, Square, Inc.’s CashApp® and PayPal® and other similar services) where the funding source is a Stash Banking account or the Stash Debit card, and (4) any other transaction made with a Stash Debit card that is not for an annual Walmart+ membership fee.

In addition, transactions deemed by Stash in its sole discretion to have been manufactured spend will not constitute a Qualifying Walmart+ Purchase. Stash also reserves the right to reverse the credit of any prize hereunder in the event the Qualifying Walmart+ Purchase giving rise to the prize is the subject of a return, credit, chargeback or similar rescinded transaction. Stash in its sole discretion will determine whether a particular transaction is a Qualifying Walmart+ Purchase hereunder.

Earning Your Stock-Back® Rewards Bonus

Subject to these Program Terms, once an Eligible Participant makes their first Qualifying Walmart+ Purchase during the Promotion Period, that Eligible Participant will earn a ten-dollar ($10.00) fractional share of Walmart stock into their Stash Invest account (a “Stock-Back® Rewards Bonus”). Further, and for the avoidance of doubt, each Stock-Back® Rewards Bonus is in addition to an Eligible Participant’s base reward that they will receive under the Stock-Back® Program Terms.

Each Stock-Back® Rewards Bonus will be limited to a maximum cash value of $10.00. Further, each Stock-Back® Rewards Bonus hereunder will be fulfilled and credited in the manner noted in the Stock-Back® Program Terms. Lastly, all Stock-Back® Rewards Bonuses will be credited within ten (10) days following the end of the Promotion Period. Each Eligible Participant will be limited to one (1) Stock-Back® Rewards Bonus.

For example, if on October 1, 2020 you make your Qualifying Walmart+ Purchase, within ten calendar days following the end of the Promotion Period you will be credited with a $10.00 Stock-Back® Rewards Bonus of Walmart stock into your Stash Invest account.

Other Information

Stash Investments LLC is an SEC registered investment adviser. You may view our Wrap Fee Brochure and our Advisory Agreement at https://www.stash.com/disclosurelibrary. You remain responsible for ancillary fees that are not included in the monthly Wrap Fee. A list of such ancillary fees is included in our Advisory Agreement.  

Stash and/or Green Dot Bank reserve the right to determine in our and/or their sole or joint discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Program is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If either your Stash Banking account or your Stash Invest account is closed or not in good standing for any reason at any time, you will no longer be deemed an Eligible Participant and you will forfeit your eligibility to earn a Stock-Back® Rewards Bonus hereunder. A Stash Invest account is a taxable brokerage account advised by Stash Investments LLC.

A Stash Banking account is subject to approval by Green Dot Bank, Member FDIC. You must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash Banking account, and you must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account documentation required for opening in order to open a Stash Banking account. There is no guarantee that you will be approved to open a Stash Banking account.

When determining whether a transaction is deemed a “Qualifying Walmart+ Purchase” and/or when calculating each Stock-Back® Rewards Bonus, you acknowledge and agree that Stash hereby makes no representation or warranty that the transaction data it receives is accurate or timely. If Stash receives transaction data that is delayed, incorrect, incomplete or mismatched, Stash will use reasonable efforts to determine whether such transaction constitutes a “Qualifying Walmart+ Purchase” and/or is eligible for a Stock-Back® Rewards Bonus. You hereby acknowledge and agree that neither Stash nor any of its affiliates shall be liable for any delayed, incorrect, incomplete or mismatched information that Stash receives in connection with this Program. Stash’s services for matching Qualifying Walmart+ Purchases to Stock-Back® Rewards Bonuses are provided “AS IS” and without warranties of any kind, either express or implied. Stash cannot warrant that such matching services will be error-free or that defects in the matching services will be corrected. If you believe that a Stock-Back® Rewards Bonus has not been properly credited to you in accordance with these Program Terms, you agree to notify Stash promptly.

This Program is an independent extension of the Stock-Back® Rewards Bonus Terms and Conditions. Further, Stash may implement multiple, varying versions of its Stock-Back® Rewards program and/or promotions related to its Stock-Back® Rewards program as of or after the Effective Date (each, an “Additional Stock-Back® Rewards Program”). Accordingly, any rewards prescribed under each Additional Stock-Back® Rewards Program are expressly exempt for purposes of this Program.

Investing Involves Risk. Information shown is strictly for illustrative and educational purposes only and should not be considered a solicitation to buy, an offer to sell, or a recommendation for any security in any jurisdiction where such an offer, solicitation or recommendation would be unlawful or unauthorized. Any preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement does not constitute investment advice and should not be relied on as such. Investment products and services are offered by Stash Investments LLC, not Green Dot Bank, and are Not FDIC Insured, Not Bank Guaranteed and May Lose Value.

Debit Account Services are provided by Green Dot Bank and Stash Visa Debit Card issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Visa is a registered trademark of Visa International Service Association. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of the registered trade names are used by, and refer to a single FDIC-insured bank, Green Dot Bank.  Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. © 2020 Green Dot Bank. All rights reserved.

This Program is sponsored by Stash Cash Management LLC, a wholly-owned subsidiary of Stash Financial, Inc. and an affiliate of Stash Investments LLC. The Program is not sponsored or endorsed by Green Dot Bank, Green Dot Corporation, Visa U.S.A., or any of their respective affiliates, and none of the foregoing has any responsibility to fulfill any rewards earned by this Program. 

Stash reserves the right to amend or cancel this Program or these Program Terms at any time. Stash is not responsible for any failure on your part to meet standards for qualifying for this Program. Stash may withhold or recover any rewards if Stash determines that such rewards were obtained under wrongful or fraudulent circumstances, or that you received an invitation to participate in this Program in error, or that inaccurate or incomplete information was provided when opening your account, or that any terms of our Advisory Agreement, Terms of Use, the Stock-Back® Program Terms or these Program Terms have been violated. Program available to U.S residents only. The value of any cash or stock rewards received by you may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of any rewards and should consult your tax advisor if you have questions about the tax treatment of any rewards.